AgingOptions - Legal Blog

Ensuring that one’s wishes and directives are clear and carried out demands so much more than just getting some legal documents drawn up. The facilitation that an elder law attorney provides families in anticipating and planning around potential scenarios makes all the difference in not becoming a burden while preserving family harmony.

Read our selection of blog posts and articles below regarding legal issues you should consider.


Initiative 1163: Bottom Line, Bad for Seniors

Here is Rajiv’s insight into the Service Employees International Union (SEIU) proposed training legislation, in which he takes into account 2 articles published this week in the Seattle Times… one on the  News pages, the other on the Opinion Page.

“I agree with the position that Initiative 1163 does not have the best interests of Washington seniors at heart.  SEIU has only their membership in mind, not the impact on the broader community.  The problem is not necessarily training, or lack thereof, for Washington’s healthcare workers. The problem is this we are in a time when Medicaid is reducing funding to adult family homes, home care agencies, nursing homes and others. Therefore, it is not rational at the same time  to propose a bill that mandates these same groups take on additional expenditures, which they will be required to do if the initiative passes.  I agree that the healthcare workers are underpaid and therefore create a perpetual revolving door environment, but now is NOT the time for people to be selfish and look out for their interests over the welfare of a senior community facing cutbacks in services.  Finally, with the recent focus on the plight of victims in the long term care world in the newspapers and media, businesses are being forced to recognize the issue.  A better solution at the current time would be to hold businesses responsible for poor performance, but not add costs to those providers who are already providing excellent care.  I would urge people to defeat initiative 1163″.

WHEN IS A HOSPITAL STAY NOT A HOSPITAL STAY?

A Congressional briefing on “observation status,” sponsored by Congressman Joe Courtney (D. CT), was held yesterday afternoon to examine Medicare beneficiaries’ being denied Medicare coverage for care in a skilled nursing facility (SNF) when their prior stay in an acute care hospital is labeled “outpatient observation” rather than inpatient. The Center for Medicare Advocacy organized and chaired the briefing for Congressional staff. A broad coalition of organizations urged Congress to support pending legislation which would ensure a full and fair Medicare program. See the full CMA article here…

Future of Aging in America

  1. The biggest retirement gaff is not focusing on the planning needs, rather it is not planning comprehensively. Generally, planning is done in pieces. Financial planning, health planning (or more appropriately, health repair), legal planning and to some extent planning around housing issues. The problem generally is that there is no communication within these various professionals and therefore advice you get is not comprehensive advice. AARP article at least puts all the planning pieces together for you to consider. The next step for you should be reaching out to a planner that addresses all these issues under one roof, if you can find such a person. Some resources to help with planning for your future.
  2. Taxes on your mind? Educate yourself about these tax cutting opportunities for 2010. 
  3. Top 3 concerns in retirement: unable to do things I want to do; not being able to care for my own needs; unable to drive. This and much more on aging issues.
  4. Despite partisan rhetoric – Medicare health in good shape. 
  5. The Fiscal Times reports that some 70% of seniors 65+ will need long term care and some 20% will need the care of others for 5 or more years. Yet, we are simply not prepared as a nation to deal with the situation. The Class Act, being offered as an option, is no more than a ponzi scheme Madoff would have been proud of. The answer lies in taking responsibility to build a tri legged stool: savings, private insurance and public insurance-assistance.
  6. Women need to be better prepared to deal with Alzheimer’s disease related issues. Some 65% of total Alzheimer’s patients are women and majority caregivers (60%) are also women. Without proper advance planning women are truly at the highest risk of falling victims in many different ways.
  7. 500,000 adults in Washington could lose prescription drug benefits. This is just the tip of the icebergs on how the state is planning on dealing with the budget woes.

Power of Attorney

Typical concerns about Powers of Attorney 

 

I’m afraid that the person I appoint won’t manage my affairs properly

giving someone the potential power to manager affairs can be frightening. This is why it is important for you to appoint someone you trust to be your attorney. She must use your finances as you would for your benefit. Giving someone a power of attorney does not limit your own rights in any way. It simply gives the other person the power to act when or where you cannot act.

Does a power of attorney take away my rights?

Absolutely not. Only a court can take away your right to manage her own affairs, through a conservatorship or guardianship proceeding. In attorney simply has the power to act along with you, and as long as you are competent, you can revoke the power of attorney.

I don’t have anyone I trust enough to give them power over my affairs

if you do not have someone you trust to a point, it may be more appropriate to have the probate court looking over the shoulder of the person who is handling your affairs through a guardianship. In that case, you may use a limited durable power of attorney to simply nominate the person you want to serve as your guardian. Most dates require the court to respect your nomination "except for good cause for disqualification."

What if I change my mind?

You may revoke your power of attorney at any time. You need to send a letter to your attorney telling her that her appointment has been revoked. From the moment the attorney received a letter, she can no longer act under the power of attorney. If you have recorded the power of attorney with the land records of your County or at the probate court, you must record the rev

Elder Law v/s Estate Planning

 What is the similarity between the characters in the musical “Fiddler on the Roof” and attorneys? Tradition!

All of my clients deal with estate planning issues: The majority of my clients who have planned their estates have done so under the traditional notions of estate planning which, unfortunately, leaves them largely exposed to the threat of uncovered long-term care costs.