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Life Planning Seminar (April 24th, Thursday) – Edmonds

Date: April 24th (Thursday)

Time: 6:30 pm – 8:30 pm

Venue: Edmonds Conference Center

Address: 201 4th Ave N, Edmonds WA 98020.

Life Planning Seminar (April 26, Saturday) – Olympia

Date: April 26th (Saturday)

Time: 1:30 pm – 3:30 pm

Venue: Governor Hotel

Address: 621 Capitol Way South, Olympia WA 98501.

Life Planning Seminar (May 6th, Tuesday) – Bremerton

Date: May 6th (Tuesday)

Time: 6:30 pm – 8:30 pm

Venue: Marriott Fairfield Inn Hotel

Address: 239 4th Street, Bremerton WA 98337.

Life Planning Seminar (May 17th, Saturday) – Everett

Date: May 17th (Saturday)

Time: 1:30 pm – 3:30 pm

Venue: Holiday Inn Hotel, Downtown

Address: 3105 Pine Street, Everett WA 98201

Life Planning Seminar (May 21st, Wednesday) – Federal Way

Date: May 21st (Wednesday)

Time: 6:30 pm – 8:30 pm

Venue: Aging Options Campus

Address: 31919 6th Ave S, Federal Way WA 98003

Life Planning Seminar ( May 22nd, Thursday) – Poulsbo

Date: May 22nd (Thursday)

Time: 10:00 am – Noon

Venue: Poulsbo Fire Station (Conference Room)

Address: 911 NE Liberty Road, Poulsbo WA 98370

Life Planning Seminar (May 27th, Tuesday) – Tacoma

Date: May 27th (Tuesday)

Time: 6:30 pm – 8:30 pm

Venue: Pacific Grill & Events Center

Address: 1530 Pacific Avenue, Tacoma WA 98402.

Life Planning Seminar ( May 29th, Thursday) – Bothell

Date: May 29th (Thursday)

Time: 6:30 pm – 8:30 pm

Venue: Country Inn & Suites Hotel

Address: 19333 North Creek Pkwy, Bothell WA 98011.

Client Appreciation Event ( Tuesday, April 29th, 2014) – Federal Way

Date: April 29th (Tuesday)

Topic & Speaker: Health with Dr. Jerry N. Mixon.

Time: 6:30 pm – 8:30 pm

Venue: Aging Options Campus

Address: 31919 6th Ave South, Federal Way WA 98003.

White Paper on the Reverse Mortgage or Home Equity Conversion Mortgage (HECM)

By Richard L. Harter CPM,CSM, CRES

Retirement and Financial Analyst

With 70,000 baby boomers per month entering their 60’s, the lenders for Reverse Mortgages (Home Equity Conversion Mortgage (HECM)) are cranking up their advertising.  The Reverse Mortgage and Bi-weekly Mortgages are advertised with certain benefits that sound very attractive.  The primary purpose of these two loan types is to generate unnecessary fees and commissions for the lender.  What they do not tell you is that you can accomplish the same thing using existing banking instruments without doing a refinance, at essentially zero cost and fees.