Do you live in a multigenerational household? An increasing number of American families do but unless the other members of the expanded household are family members of the homeowner, they may not be covered by home owners insurance. Policies become even trickier if the family members share a rented space. In fact, you’d think that moving in together would make things less complicated but insurance has a way of making even the simple much harder. Aside from the possibility of theft or damages, liability issues and auto insurance can also play a part in piece of mind. This article recommends talking to your insurance broker or agent before making a move to adding more people to your household.