We know that many of you who read this, and many of those who listen to us on the radio, will have already started drawing Social Security well before age 70. The average age when benefits begin, say the experts, is 64, and many sign up for benefits as early as they can at 62. … Read more
Because we work in the retirement field, we deal with Social Security rules and regulations every day. But for most retirees, Social Security still contains a great deal of mystery. That’s why we’re always happy to suggest helpful resources like this article about Social Security from the financial website Motley Fool (www.fool.com). The article is … Read more
Just about everyone knows by now that the single best way to boost your Social Security benefits is to wait as long as possible before you start drawing them. While 35-40% of adults start drawing benefits at the earliest allowable age (62 for most), the fact is that unclaimed benefits grow at about 8% per … Read more
As you’ve probably heard, and as we reported in a recent article on this website, the rules governing some common Social Security strategies have recently changed. (You can click here to access this article.) And if you’re about to start drawing Social Security benefits for you and your spouse, you may very likely be affected. … Read more
For most American retirees, Social Security benefits form a vital part of their income – in fact, for many these benefits provide most if not all of the funds retirees live on. That’s why older Americans need to make careful decisions about when to take their benefits – and which benefits to take – so … Read more
What do you call it when your Social Security earnings remain stagnant – with no cost-of-living increase – but your premiums for some Medicare expenses rise more than 50 percent? A recent article on the NBC News website calls it a Double Whammy – and that, the article states, is what seniors are facing in … Read more
The Social Security advantage for married women is shrinking. Much of the focus of Social Security and retirement experts concentrates on describing ways to maximize Social Security benefits. The majority of those options realize benefits for a spouse, usually a woman, who didn’t work much if at all, outside the home and therefore saw little … Read more
Most articles talk about survivor’s benefits from the standpoint of a widow or widower but spouses are not the only people who benefit from survivor’s benefits. Losing a family’s breadwinner can take an economic toll on a family’s finances. That loss can pull an older person into poverty, but it can be equally devastating for … Read more
Would you like to increase your retirement cash flow by tens of thousands of dollars? A Pew Research Center survey in 2013 found that Social Security is one of the most popular federal programs. Despite its popularity, few people understand how it works. One of the most important choices presented by Social Security to beneficiaries … Read more
If you’re thinking that the friendly guy working at the Social Security office is your financial advisor…stop thinking that way. It’s not that he doesn’t want to help you, it’s that he can’t. Even as about 10,000 Americans reach retirement age each day, the Social Security office has seen massive cuts to its offices in … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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