Changing Medicare coverage is a tricky business. Officially, the rules say that, once open enrollment is over, that’s it – you’ve made your choice for the coming year. Sure, there’s a do-over period for the Medicare Advantage folks during the first quarter each year, but otherwise it’s settled. You’re effectively locked in to the plan … Read more
What is a Medicare agent? For that matter, what is a Medicare broker? Are they the same or different? And why on earth would I need one? Here at the Blog, we tend to focus on Medicare every fall during open enrollment, since that’s when the Medicare marketing machine really cranks up as current enrollees … Read more
We’re focusing several Blog articles this week on Medicare, and this particular article tackles one of the toughest comparisons most of us will have to make: the choice between Medigap and Medicare Advantage. As we’ve noted elsewhere, even though we’re not in open enrollment, every month the U.S. population adds about 300,000 brand-new 65-year-olds. That’s … Read more
Few topics are of more interest to seniors – or of greater significance – than the subject of memory loss. With memory loss on the rise, as evidenced by the increasing rates of Alzheimer’s disease and other forms of dementia, seniors are clamoring for ways to slow the rate of memory loss for as long … Read more
If you’ve experienced losing a spouse, you not only know how emotionally devastating it is, but how disorienting it can be. Losing a spouse typically means losing decades of familiarity and habit. Many surviving spouses in the midst of grief say they feel lost, adrift, and aimless. Each person experiences grief differently, and if you … Read more
What does “respite care” mean? The word “respite” means a break, a breather, a chance to catch one’s breath. Few people need respite care more than America’s army of unpaid caregivers. Unpaid caregivers tend to have one thing in common: exhaustion. The physical, mental, and emotional demands of providing care to a parent, spouse, relative … Read more
Are you re-thinking retirement? Odds are the answer is yes, because “retirement” today has taken on a whole new meaning. In generations past, retirement might last four or five years – but today’s retirees need to plan for a phase of life that will very likely extend four, five, or six times that long. That … Read more
Have you ever stopped to think that retirement happens in phases? Today we’re considering an article that suggests there are actually four phases of retirement, and each one demands a certain degree of preparation. The idea of phases of retirement makes sense to us, and we think it will resonate with you as well. If … Read more
Let’s have a show of hands: anyone out there prefer to be unhappy in retirement? We didn’t think so. Whether we retire at an early age or not, whether we have lots of money or not much, it’s safe to say that we all want what we would call a “happy retirement.” The tricky part, … Read more
For the past few weeks here on the Blog, we’ve featured articles about dementia and cognitive decline. We looked at cases of the sudden onset of dementia and how it can upend retirement plans. We also talked about the dangers of ignoring Mild Cognitive Impairment. But what about preventing dementia? What’s the latest thinking from … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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