Protecting your heir's digital inheritance

When I was a kid, my aunt worked at the only bank in my hometown. The classy décor included wood paneling, large windows and a quiet usually associated with libraries. In fact, that bank resembled Gringotts Wizarding Bank from Harry Potter fame (though not as large and unfortunately missing the fabulous underground passage containing the…

Nearly 40 percent of all nursing home residents in America receive below average care or worse

About 1.3 million Americans receive care each day in nursing homes certified by either Medicare or Medicaid or both according to the Kaiser Family Foundation.  Low staffing levels, inadequate oversight and documented hazards are just some of the reasons for substandard nursing home care in America.  For the frail and vulnerable, those deficiencies can mean…