With So Many of Us Making – and Breaking – New Year’s Resolutions, Here’s Some Timely Advice for 2020 from Rajiv Nagaich

There’s something compelling about the idea of making New Year’s resolutions, isn’t there? With the turning of the calendar just a few days from now, a brand-new year will begin, unmarred by past mistakes, filled with promise and opportunity. Most of us will pause sometime during this coming week, reflecting on some of the poor…

The Capitol Building is where they debate social security benefits.

President Trump Signs the SECURE Act Into Law – How Will This New Legislation Affect Your Retirement Planning?

Congress recently passed a new piece of legislation known as the SECURE Act (yes, it’s an acronym – we’ll explain in a moment) and President Trump signed it into law just days ago as part of the federal government’s new spending bill.  One article we read called it “the most sweeping retirement bill since the…

Kiplinger Article Says There May Actually Be More to Retirement Planning Than Money!

Is financial planning all there is to preparing for retirement? As an AgingOptions blog reader and radio listener, you know the answer is, “Of course not.” Yet the way many people behave, you would think all you need to retire successfully is a pile of money. The truth is, we know many who have retired…

Is There a Hoarder in Your Family? This Disorder Disrupts Families, Endangers Health, and Costs Thousands to Remedy

Hoarding is one of those little-understood habits that people sometimes laugh about or make light of (or even feature on so-called reality television shows). But you are the adult child of a hoarder, you know the issue is no laughing matter. This article that appeared last year at this time on the NextAvenue website, written…

Economist Tells CNBC: “It’s Clearly a System Flaw” When So Few Americans Are Able to Save for a Secure Retirement

If you’re facing retirement without enough savings to feel secure, you’re hardly alone. Now a new report from the Economic Policy Institute confirms just how bad things are. Regardless of how old they are, few Americans are anywhere near the point of being financially prepared for retirement, and that, says the Institute, reveals some serious…

Mother and Daughter - balancing safety and autonomy

Kaiser Health News Article Asks – Are We Making Long-Term Promises to Our Loved Ones That We Can’t Keep?

Frequently on the AgingOptions blog we’ve written about the struggles caregivers go through in taking care of loved ones. Even though the caregiver has the best of intentions and is motivated by a genuine love for the one needing care, there are times – especially as someone’s condition worsens – when the burden becomes too…

If You’re Over 70 ½, there’s a Critical Tax Deadline Looming in a Matter of Days – and Missing It Will Cost You Plenty

Most people with retirement savings in a tax-deferred account – typically a 401(k) or 403(b) account – know that sooner or later the IRS is going to want their tax money. That’s why the rules governing these accounts allow savers to deposit tax-deferred funds only up to a certain age, after which withdrawals have to…

Want to Live to Age 100? Study Shows Certain Personality Traits Help Seniors Stay Healthy and Active Past the Century Mark

A growing number of seniors are reaching a milestone that used to be a demographic rarity. Advances in medicine and nutrition are helping more and more men and women reach the age of 100, and not just surviving but thriving. A pair of articles we discovered some time ago, one from Time and the other…

Medicare Plan Finder Confusion

Open Enrollment is Finished – or Is It? Controversy Over Medicare’s Website Has Some Legislators Demanding a Do-Over

Over the past several weeks we’ve presented several articles here on the AgingOptions blog intended to help readers navigate the challenging decisions that had to be made during Medicare open enrollment. Officially this period ended December 7th. However, complaints over Medicare’s Plan Finder website have led several legislators and advocates for the rights of Medicare…