Thinking Through Retirement Ahead of Time is Essential if You Want to be Truly Prepared

Sometimes here at AgingOptions we feel like we’re repeating ourselves when we remind people that “retirement planning” and “financial planning” are not the same thing. Yet frequently we encounter intelligent men and women poised on the brink of retirement who seem to think that all it takes to retire successfully is to have a basic…

When Aging Parents Move In With Adult Children, Planning and Preparation are Required to Avoid Conflict and Disappointment

It’s difficult to pinpoint the actual number of aging parents who – either by choice or by necessity – are moving in with their adult children, but the figure is definitely on the rise. We decided to take a look at this “reverse boomerang effect,” as some have called it, in order to let our…

A Growing Number of Older Couples are Living Together – and Risking a Host of Potential Legal Problems

Back in the dark ages, before the 1960s, the phenomenon of unmarried couples living together used to be somewhat rare. That’s definitely not true anymore, especially among aging boomers.  The number of men and women aged 50-plus who decide to live together and not get married is on the rise – but what many of…

Retiring with Debt? Consider These Three Ways to Make Your Debt Load More Manageable

Most people approaching retirement age probably dream about retiring debt-free. Entering retirement without the burden of debt is certainly the ideal – but if you think it’s the norm, think again. The reality is, about seven out of ten households headed by those in the 65-74 age group are carrying at least some debt load,…