Finding the Right Doctor Means Taking the Process Seriously – and Taking the Time to Do Your Homework

Few professionals in our lives have more influence on us than our doctors – yet many of us probably spent very little time doing our homework before choosing the doctor we’re presently seeing. Oftentimes we pick a doctor based on location, or referral, or online reviews, and we never change until we’re forced to by…

News from Washington: President Trump’s Proposed Budget Would Trim Social Security Benefits for Some Beneficiaries

Anyone who’s paying attention to the political arena knows we live in highly contentious times – and few government programs provoke more argument than Social Security. Politicians left, right, and center all claim they want to preserve this program which is critical to the livelihoods of roughly 64 million Americans. Yet as is so often…

Medicare Plan Finder Confusion

New York Times Report: Medicare Advantage Plans Are Gaining in Popularity, but Some Policy-Holders Discover a Downside

Americans turning 65 – if no longer receiving workplace insurance – have three basic health insurance options. They can take traditional Medicare, potentially leaving themselves exposed to high co-pays and deductibles. They can choose Medicare plus a supplemental plan, referred to as a Medigap plan, offered by private carriers – plans which (as the name…

Kiplinger: Paying for Long-Term Care from Your 401(k) Could Put You in Danger of a Major Tax Bite

If you’re like most retirees, a significant portion of your retirement savings is in pre-tax accounts such as a 401(k), 403(b) or IRA. And like most retirees you’re probably concerned about how best to cover any future long-term care costs that might arise. According to this 2019 article from Kiplinger, if you were counting on…