Medicare Open Enrollment Begins, and Some Medicare Advantage and Part D Plans Are Actually Offering Lower Premiums

Medicare open enrollment begins this coming week, on October 15th. It’s your annual opportunity to reexamine your plan and see what’s changed – and decide if there’s a better way to meet your health care needs. During this important “open season” which continues through December 7th, we’ll do our best here on the AgingOptions blog…

Should You Buy or Rent in Retirement? Consider These Three Reasons Why Renting Might Be the Smarter Choice

Here at AgingOptions, as we walk people through the LifePlanning process, one of the issues we tackle is the question of housing. The great majority of seniors are firmly convinced that the ideal housing choice for them is the place they’re living today: surveys conducted by AARP show that nearly 90 percent of adults 65…

Been Putting Off Writing a Will? These Reminders Might Just Help You Stop Procrastinating and Get It Done

Just about everybody knows that dying without a will can cause serious problems for your loved ones. Here at AgingOptions, we are frequently asked about this topic, and as you can imagine, we have some strong opinions which we’ll discuss in a moment. First, though, we were drawn to this recent article by Liz Weston…

Growing Opioid Crisis is Snaring an Alarming – and Increasing – Number of Seniors, Research Shows

Last year, we discovered a highly disturbing article on the website HealthDay that put an ominous spin on the recent chorus of headlines about the nation’s opioid crisis. According to two government reports released in 2018, a growing number of seniors are falling prey to this insidious category of highly addictive painkillers. Because this problem…

As Tech-Savvy Seniors Show Signs of Cognitive Decline, When is it Time to Take Away the Smartphone?

One of the biggest dilemmas facing adult children involves dealing with a parent’s initial signs of cognitive decline. At first, it’s easy to dismiss mom’s forgetfulness or dad’s angry outbursts, but over time it becomes clear that things aren’t what they used to be. Faced with this situation, the adult kids encounter a host of…

You’re Heading Toward Retirement When a Personal Financial Crisis Hits – How Do You Recover?

Any true sailor knows how a sudden change in the weather can turn a pleasure cruise into a frightening experience. In much the same way, as you’re sailing on toward retirement, you might be hit by a sudden squall – or possibly even an all-out hurricane. The personal financial crisis may come in the form…

3 Million Seniors Use Medical Alert Devices – But a Test of 11 Models Found “Disturbing Deficiencies” That Can Put Seniors at Risk

Do you remember the television ads from the 1980s for a product called LifeAlert? It showed a woman on the floor yelling, “Help! I’ve fallen and I can’t get up!” These ads introduced millions of late-night television viewers to a whole new (at the time) product category: simple hand-held medical alert devices. Wear them around…

Another Reason to Eat Right and Exercise: Hardening of the Arteries Shown to Increase the Likelihood of Developing Dementia

Last year, we brought you important news about a study linking healthy arteries and a healthy brain. That study, which was published in the Journal of Alzheimer’s Disease, is the kind of report that should give us all a greater incentive to eat right, exercise and watch our blood pressure. Researchers have found convincing evidence…

Are You Helping Your Kids but Jeopardizing Your Future? Here’s How to Childproof Your Retirement

Which is more important – helping out your adult kids with their financial needs, or preparing to meet your own needs in retirement? Plenty of boomer parents are asking themselves that question these days. They’re struggling to bolster their own often-meager retirement savings while offering financial support to adult children who may be having difficulty…

Medicare Open Enrollment Brings Opportunities and Challenges, and Preparation is Essential, says Forbes

As we’ve been reminding you in our blog and on the radio, Medicare open enrollment is arriving very soon, along with autumn leaves and pumpkin spice lattes. The official opening date is October 15th, but the window that allows you to change or upgrade your coverage without penalty only stays open for a fairly brief…