The Capitol Building is where they debate social security benefits.

Open Enrollment: Several Bills Now Before Congress Would Boost Medicare Benefits, Reduce Drug Costs, According to CNBC

With four weeks (more or less) to go in the open enrollment season, many Medicare beneficiaries are shopping for plans for the first time. One of the biggest surprises for those who haven’t done their homework is the discovery that basic Medicare doesn’t cover dental, vision or hearing services: these important benefits require additional policies…

Are Your Aging Parents Unprepared for Retirement? Here Are Some Steps You and Your Siblings Can Take to Help

We focus a lot of our energies here at AgingOptions in helping people prepare well in advance for retirement. Our philosophy is simple: we believe that, with a comprehensive and strategic plan in place – a plan we call a “LifePlan – just about anyone can enjoy their retirement years securely, knowing that they won’t…

Home Health Care Reduces Hospital Readmission Rate for Seniors Recovering from Heart Failure, New Study Finds

Senior adults who spend time in the hospital are often send to a nursing home for rehabilitation. The assumption generally has been that, after a brief time of rehab, they’re ready to return home and resume independent living. But a just-released research report from the Journal of the American Geriatrics Society proves that a lack…

Wives Facing Retirement Alone Will Experience Emotional and Financial Challenges – So Couples Need to Plan Ahead

It’s difficult for a married couple to visualize what the future will be like when one spouse has passed away. After all, today you’re both healthy and looking forward to enjoying many years of retirement together – and God willing, that’s what will happen. Nevertheless, at some point it’s a virtual certainty that one of…

Open Enrollment Report: If You Ignore Your Drug Coverage, You Could Face Higher Out-of-Pocket Costs in 2020

We’re approximately at the halfway point for Medicare’s open enrollment period for this year. In case you haven’t been paying attention, most of us have until December 7th to make changes in our Medicare, Medicare Advantage or Medigap policies. Today on the AgingOptions blog, we want to take a look at an often-overlooked component of…

Is it time to fire your doctor?

Time to Go Home from the Hospital? Here’s One Thing You Absolutely Must Do Before Being Discharged

Last week we wrote here on the AgingOptions blog about the importance of preparing for your discharge from the hospital from the moment you arrive. Today we’re considering an important aspect of that preparation.  When you’re in the hospital and the time for discharge approaches, there’s a rush of last-minute activity, gathering personal effects and…

A Housing Snapshot: Costs of Home Renovation to Age in Place Will Be Beyond the Reach of Many Retirees, New Reports Say

It’s well known by now that an overwhelming percentage of seniors want to age in place, growing old in their present home. We’ve written about this idea many times here on the AgingOptions blog, most recently in this article from last summer. However, a recently-published Kaiser Health News article combined with an updated housing report…

The Challenge of Being a Dementia Caregiver: Eight Things No One Tells You About Caring for a Loved One with Dementia

We’ve said it many times before: there may be no tougher task than being a caregiver for a loved one suffering with Alzheimer’s disease or some other form of dementia. Being a dementia caregiver is an experience shared by more than 16 million Americans, according to the Alzheimer’s Association, men and women who provide unpaid…

Medicare Plan Finder Confusion

Open Enrollment Report: is a Medigap Policy Your Best Choice for Medical Coverage in Retirement?

Open enrollment for 2019 continues for several more weeks, until December 7th, and if you’re like many you may have been putting off making some important decisions concerning your health coverage. Last week, in order to help our radio listeners and readers be better informed, we presented this AgingOptions blog article describing the advantages (and…

Kaiser Report: Hospitals Have Become So Fearful of Patients Falling That They Have Created “an Epidemic of Immobility”

In the arena of medical care, there are times when good intentions produce bad outcomes. That was our reaction when we read this important article published recently on the Kaiser Health News website.  It’s called “‘Fear Of Falling’: How Hospitals Do Even More Harm By Keeping Patients In Bed,” and the premise is straightforward: in…