If You’re Drowning in Debt, Credit Counseling Can Help – But Beware of High Fees and Questionable Tactics

When will we ever learn? It seems that as a group we Americans are addicted to debt – credit card debt, student loans, car loans, signature loans, you name it. The debt burden on American households keeps rising, and as a result, when people get in so deep they feel like they’re drowning, many consumers…

Like an Oncoming Train: Many Retirees Will Face the “Unpredictable but Likely” Burden of Paying for Long-Term Care

A recent article from the CNBC website shone a spotlight on one of the great dilemmas facing most retirees: paying for the costs of long-term care. As the CNBC article, written by reporter Sarah O’Brien, points out, part of what makes this such a troubling issue for today’s seniors is that no one can say…

Open Enrollment Update: Medicare-Eligible but Still Employed? Here Are Some Things You Need to Know

Medicare Open Enrollment for 2019 (for coverage beginning in January 2020) is winding down. Americans 65 and older have until December 7th to either enroll in Medicare or to switch from one plan to another. But what if you’re Medicare-eligible and still employed full-time, receiving health care benefits through your employer? Does Medicare affect you?…

New York Times: A Growing Number of Vietnam Vets Seek Hospice Care from the VA, and the Agency is Determined to Meet the Need

Veterans Day 2019 has come and gone, but it’s never too late or too early to honor those who served our country in the armed forces. We recently came across an encouraging report in the New York Times (originally published on Veterans Day) about how the Veterans Administration is facing a growing onslaught of aging…

Is a Loved One Suffering with Unexplained Breathing Problems? The Cause Could be as Close as Their Bedroom

It’s a respiratory condition that you may never have heard of. This condition is not especially common – about 200,000 cases per year – but once contracted, it can cause lasting lung damage unless treated. And while this condition does not specifically affect seniors more than younger people, knowing about it may explain why someone…

If You Worry Too Much About Not Being Able to Afford Retirement, Maybe It’s Time for a Fresh Approach

We know from experience here at AgingOpti0ns that millions of Americans approaching retirement age are worried – about health, about family, and mostly about finances. And while we remain strong advocates of careful planning, sometimes we run across an article that reminds us that there’s a lot more to retirement than money. That was our…

Medicare

New Online Reporting Form will Allow the Public to Report Imposter Scam Calls to Social Security

The following article was taken from The Press Office on twitter @SSAPress   Social Security Administration and its Inspector General Announce New Online Reporting Form for Imposter Scam Calls   Andrew Saul, Commissioner of Social Security, and Gail S. Ennis, the Inspector General for the Social Security Administration, announce the launch of a dedicated online…

Open Enrollment: It’s Open Season for Medicare Scam Artists, so Beware – They’re After Your Data and Your Money

By now you would have to be living on another planet not to know that Medicare open enrollment is winding down. This year’s open enrollment ends on December 7th, so the clock is ticking for you to enroll in Medicare, Medigap or Medicare Advantage plans, or to review the coverage you already have. Unfortunately, according…

“A Retirement Community That Comes to You” – New York Times Article Spotlights a New Twist on an Old Idea in Senior Living

Seniors planning for their housing needs have traditionally had a fairly limited set of choices. They could age in place, remaining at home, which is the preferred route of the vast majority of aging adults. They could move in with family or with friends. Or they could choose to live in a retirement community, surrounded…

Caregiving and Marriage: When a Spouse is Also a Caregiver, the Marriage Can Be Shaken to Its Roots

Serving as a caregiver for someone you love is one of the hardest things any of us will ever do. But when the caregiver is also the spouse, the experience is particularly devastating. This article just published by Kaiser Health News, written by columnist Judith Graham, shines a revealing spotlight on the pain of caring…