Time to Have the “Assisted Living Discussion” with Your Parent? Consider These Tips on How to Broach the Subject

One of the hardest discussions an adult child can have with an aging parent involves moving into assisted living. Bringing up the topic of leaving behind a familiar home can trigger an avalanche of emotions ranging from denial to defensiveness to anger. With that in mind, if you feel the time is right to broach…

Federal Law Entitles You to Your Medical Records – so Why Do Hospitals Make It So Difficult?

These days our privacy seems more and more threatened. Every few weeks, it seems, there’s a new headline about some massive security breach in which hundreds of thousands if not millions of names, addresses, passwords and credit card numbers have been leaked to identity thieves trying to make a pile of money by stealing yours.…

Choosing a Medigap Plan

Medicare Supplemental Insurance (also called Medigap) helps consumers cover the financial “gap” created between Medicare Part A and Medicare Part B insurance plans. This white paper will help clarify what a Medigap policy covers, who might benefit from having the policy and how to make an educated purchase of a Medigap policy. Medicare is a…

Enrollment in Medicare Advantage is Growing Rapidly – and So Are “Inappropriate” Claim Denials, Federal Study Reveals

The popularity of Medicare Advantage programs is on the rise. Medicare officials project that enrollment in these private alternatives to regular Medicare will spike by more than 11 percent next year, accounting for 37 percent of total Medicare beneficiaries. Seniors are drawn to Medicare Advantage by the attractive blend of lower premiums and enhanced benefits…

About to Retire? Don’t Neglect Your Credit Score – it will Still Prove Helpful Even When You’re No Longer Working.

All through our adult lives we’re continually reminded of the importance of paying our bills on time. One of the chief benefits: a high credit score, the Holy Grail of good money management. With a high credit score, we’re told, credit card companies, mortgage companies and car loan companies will be tying themselves in proverbial…

Another Reason to Exercise: Hardening of the Arteries Shown to Increase the Likelihood of Developing Dementia

A new study published in mid-October in the Journal of Alzheimer’s Disease has given us all an even greater incentive to eat right, exercise and watch our blood pressure. Researchers have now found convincing evidence that hardening of the arteries, commonly called “atherosclerosis,” significantly increases the risk of developing dementia. The study was the subject…

Medicare Eligible but Still Employed? Here Are Some Things You Need to Know About Your Choices

Medicare Open Enrollment for 2019 is underway. Americans 65 and older have until December 7th to either enroll in Medicare or to switch from one plan to another. But what if you’re Medicare-eligible and still employed full-time, receiving health care benefits through your employer? Does Medicare affect you? The answer is yes – but like…