Retirement Planning is a long street!

A Great Way to Boost Retirement Happiness: “Retooling Your Retirement” by Adjusting Your Attitude and Expectations

An article we just found on the USNews website provides a helpful perspective on “retirement realism” from a writer who has been there. Tom Sightings, retirement author and blogger, gives us some helpful ways to boost our happiness and banish our disappointments in retirement by what he calls “retooling.” You’ll find his insightful article here…

Attention, Boomers: We’re Not “Old,” and We’re Not “Elderly” – We’re “Perennials”

If you’re in your 60s or 70s, leading an active and engaged life, there’s probably one word you seldom use to describe yourself: “old.”  Most people in that age group simply don’t think of themselves that way!  But language does matter, and labels have a powerful impact, so maybe we active, aging boomers need a…

Expecting Medicare to Pay for Your Annual Physical Exam? Think Again!

Imagine this scenario. You call the office of your new primary care physician and schedule your annual checkup, assuming Medicare will cover the cost. The appointment goes well and the exam seems thorough.  Then to your surprise, a few days after the appointment you get a bill for $400. Assuming it’s a billing mistake, you…

Kiplinger: Paying for Long-Term Care from Your 401(k) Could Put You in Danger of a Major Tax Bite

If you’re like most retirees, a significant portion of your retirement savings is in pre-tax accounts such as a 401(k), 403(b) or IRA. And like most retirees you’re probably concerned about how best to cover any future long-term care costs that might arise. According to this recent article from Kiplinger, if you were counting on…

Article Promises “Seven Steps to Retirement Security” – But, We Ask, is it Really Just About Money?

Are you interested in a more secure retirement? Who wouldn’t be? These days, when so many things are uncertain, retirement security would seem to be a goal anyone can embrace. But after reading this just-published article from the USNews website, we at AgingOptions are reminded once again that most people still seem to equate “retirement…

In Sickness and in Health: Being Your Spouse’s Caregiver is “the Biggest Challenge Your Marriage Will Ever Face”

Most marriage ceremonies include the phrase, “in sickness and in health” – usually just after “for better, for worse.” This recent article on the website Considerable.com has opened our eyes to the fact that, for about 3.7 million men and women who are caregivers for their spouses, both those statements are being put to the…

“A Uniquely American Phenomenon” – Crippling Medical Debt Puts Millions Under Severe Financial Pressure

It’s a financial burden that in other countries would be “unfathomable,” say the health care policy experts. Millions of Americans, even many with insurance, are finding themselves with “crippling amounts of medical debt.”  Those are some of the sobering phrases we found in this just-published article from The Atlantic.  It reveals that simply getting sick,…

Is It Really Alzheimer’s Disease? Other Forms of Dementia May Be Less Common but They Are Still Devastating

We just discovered a provocative news article from National Public Radio that sheds some important light on the increasing problem of cognitive decline. “In the U.S.,” NPR reports, “older people with dementia are usually told they have Alzheimer’s disease. But a range of other brain diseases can also impair thinking and memory and judgment.” That’s…

“Financial Wellness” is Much More than a Mere Buzzword – it can Overcome Stress and Brighten Your Future

What stresses you out? If you’re like nearly two-thirds of Americans, issues surrounding money are right up there near the top of the list, according to the American Psychological Association’s “Stress in America” survey. Money ranked alongside work and politics as the things that are creating the most anxiety these days among our fellow citizens.…