Choosing a Medigap Plan

Medicare Supplemental Insurance (also called Medigap) helps consumers cover the financial “gap” created between Medicare Part A and Medicare Part B insurance plans. This white paper will help clarify what a Medigap policy covers, who might benefit from having the policy and how to make an educated purchase of a Medigap policy. Medicare is a…

Enrollment in Medicare Advantage is Growing Rapidly – and So Are “Inappropriate” Claim Denials, Federal Study Reveals

The popularity of Medicare Advantage programs is on the rise. Medicare officials project that enrollment in these private alternatives to regular Medicare will spike by more than 11 percent next year, accounting for 37 percent of total Medicare beneficiaries. Seniors are drawn to Medicare Advantage by the attractive blend of lower premiums and enhanced benefits…

About to Retire? Don’t Neglect Your Credit Score – it will Still Prove Helpful Even When You’re No Longer Working.

All through our adult lives we’re continually reminded of the importance of paying our bills on time. One of the chief benefits: a high credit score, the Holy Grail of good money management. With a high credit score, we’re told, credit card companies, mortgage companies and car loan companies will be tying themselves in proverbial…

Another Reason to Exercise: Hardening of the Arteries Shown to Increase the Likelihood of Developing Dementia

A new study published in mid-October in the Journal of Alzheimer’s Disease has given us all an even greater incentive to eat right, exercise and watch our blood pressure. Researchers have now found convincing evidence that hardening of the arteries, commonly called “atherosclerosis,” significantly increases the risk of developing dementia. The study was the subject…

Medicare Eligible but Still Employed? Here Are Some Things You Need to Know About Your Choices

Medicare Open Enrollment for 2019 is underway. Americans 65 and older have until December 7th to either enroll in Medicare or to switch from one plan to another. But what if you’re Medicare-eligible and still employed full-time, receiving health care benefits through your employer? Does Medicare affect you? The answer is yes – but like…

If You’re Thinking of Downsizing for Retirement Living, Plan Ahead and Do it Right

Downsizing – moving into that smaller, better-organized, better-located retirement residence that’s just right for you as you age – is a popular topic these days. We’ve presented dozens of articles here on the AgingOptions blog about where and why to downsize. But here’s an article we’ve found on the MarketWatch website that we think does…

You’ve Moved a Parent into a Care Facility – What Do You Do When Others Make You Feel Guilty?

This scenario may sound extremely familiar. You’ve been caring for mom or dad for quite a while, but it’s gotten to the point where it’s just not safe for them to keep on living at home. Your parent needs more care than you can provide. After months of vacillation, you finally make up your mind:…

Ride-Share Services Like Lyft and Über Could Help Alleviate Transportation Issues for Many Seniors

It’s interesting to find helpful, aging-related articles in unlikely places. At least, that’s how we reacted when we ran across this article that appeared a year or so ago on the political website Politico. As part of a special report called Aging in America, Politico published an insightful analysis on one possible solution to a…

Reverse mortgage illustration

It’s Not Just Seattle: U.S. Housing Market Sees “Dark Clouds,” Creating Potentially Ideal Conditions for a Reverse Mortgage

Just last week here on the AgingOptions blog, we wrote about some bad news for home sellers, and good news for home buyers, in this article recently printed in the Seattle Times.  “As sales plunge,” read the headline, “King County home inventory has biggest jump on record.” Now as we’ve dug more deeply into this…