Woman concerned about retirement

Adding to COVID-19 Fears, Delays in Medicare Applications Raise Anxiety for Seniors in the Midst of the Pandemic

As if the anxiety over the coronavirus and the economic upheaval it has triggered weren’t enough, now America’s seniors are facing another situation to add to their fears. A growing number of worried Medicare applicants are seeing their coverage requests delayed due to an overloaded system and the temporary closure of Social Security offices nationwide.…

When You Pass Away, What Happens to Your Debt? You and Your Loved Ones Deserve to Know the Answer

When it comes to estate planning, most of the issues are straightforward. The biggest questions often involves figuring out who gets what – in other words, what will happen to your wealth and material goods when you shake off this mortal coil. Unfortunately, however, there’s something else many seniors are leaving behind which no one…

Time for Some Reflection: Study Says Adults with a Strong Sense of Life Purpose Live Longer, Stay Healthier

The late American psychologist Wayne Dyer once said, “If you are what you do, then when you don’t – you aren’t.” This little aphorism accurately describes the plight of many retirees. Their identity is so wedded to their work that, once they quit their jobs, that sense of identity disappears. That feeling of losing one’s…

Focus on Estate Planning: Review Your Plan Regularly to Steer Clear of These Planning Pitfalls

The term “estate planning” means different things to different people at different stages of life. Estate planning encompasses – or should encompass – an entire adult lifetime of saving, planning, preparing, and insuring, all with the goal of finishing life well and passing your legacy along to the next generation. Once in a while, then,…

Focus on Estate Planning: If You Need a Will – and You Do – Is There a Way? Even in a Pandemic, No One Needs to Pass Away Without One

Isn’t it strange how it sometimes takes a national emergency to get us to do the things we’ve always intended to do, but never quite got around to? Writing a will is one of those items languishing on many people’s To Do lists. (How else do you explain the fact that, according to AARP, roughly…

Focus on Estate Planning: If the Pandemic Has Prompted You to Get Serious About End-of-Life Directives, AgingOptions Has the Solution

As part of our commitment to helping you make the most of the unusual circumstances triggered by the coronavirus pandemic, the team at AgingOptions, along with our partners at LifePoint Law, want to make it as easy as possible for you to experience the peace of mind that comes with proper legal planning.  But how…

Estate Planning - Safe Harbor Trust

Focus on Estate Planning: Three Reasons You Need an Attorney for Your Will

As a service to Aging Options blog readers, we’re always on the lookout for helpful articles from a variety of sources.  The following column comes from Missouri-based Rudy Beck, Attorney and Founder of Beck and Lenox Estate Planning & Elder Law, LLC. We’re re-posting it this week as part of our special Focus on Estate…

COVID-19 Pandemic Will Change Many Aspects of American Life, Says the Washington Post – Including How and Where We Age

Like you, we here at AgingOptions are scouring the headlines just about every day, trying to make sense of the coronavirus pandemic and its aftermath. People like to talk about “the new normal,” but no one seems to be able to predict what normalcy will actually look like in the months and years ahead. Still,…

COVID-19 Alert: Seniors Infected with the Coronavirus Can Have Some Very Atypical Symptoms, Making Diagnosis Difficult

By now, more than two months into the coronavirus pandemic in the U.S., many of us feel pretty familiar with the most common symptoms of COVID-19, and we think we know what to look out for. But now as doctors gather and analyze a growing mountain of case data, they’ve made an unsettling discovery. It…

The CARES Act Says Retirees Don’t Have to Take RMDs This Year – But What If You Already Did? You Could Get a Do-Over

We’ve been getting a lot of questions here at AgingOptions about the CARES Act and how it affects retirees. “CARES” stands for Coronavirus Aid, Relief, and Economic Security, and this new law’s impact is far-reaching and, in many cases, still being assessed. One of the well-publicized benefits of the new law for retirees is the…