Transamerica Survey Says Over One-Third of Seniors Report Declining Financial Health in Retirement

If retirement is on your horizon, you’ve probably been spending a lot of time wondering how well your finances will hold up once you cut the ties to full-time work. For many retirees, the financial transition to retirement turns out fine. However, that’s not always the case, according to this early 2019 article from Motley…

Part One of a Two-Part Series: At the Dawn of a Brand-New Decade, Consider These Boomer Predictions for the 2020s

The New Year is almost a month along, and already 2020 feels sort of old hat. Most of us have gotten used to saying “2020” and we’ve even stopped writing “2019” on our checks (for those who still write checks, that is). But before we continue racing along on the 2020 toboggan ride,  this recent…

Putting Things Off, Acting Too Rashly, Retiring Without Purpose – Some of the Pitfalls to Avoid on the Road to a ‘No Regrets’ Retirement

Years ago, we ran across this little poem: “Of all the words of tongue or pen/The saddest are these: ‘It might have been.’” Many of us go through life with regrets. When we’re younger, we usually have more time and energy to revisit those old “might-have-beens” and redeem the situation. However, once we enter our…

2020 is a Census Year – and That Means You Need to Be on Guard Against a Host of Census Scams.

Every ten years it comes around again like clockwork – the United States Census. There’s always a huge amount riding on the outcome of this mammoth national head count, from Congressional representation to tax distribution to Medicaid allocation and much more. But before the Census begins in earnest in less than two months, here’s a…

Now What? Emotional Adjustment to Loss of Workplace Routine in Retirement Can Be the Hardest Part, Many Experts Believe

We recently heard from a friend of AgingOptions who lives here in the Pacific Northwest where we have our headquarters. The Puget Sound area had recently experienced a somewhat rare snowstorm that closed many roads, schools and businesses for a few days, leaving this man (and virtually everyone else) more or less house-bound. After 48…

If You’re Comparing Nursing Homes, CMS’s Nursing Home Compare Website is a Good Place to Start – But You’ll Have to Dig Deeper

If you find yourself in the predicament of choosing a nursing home for someone you love, you’ll soon discover that the process is complicated, even daunting.  We’ve written about this subject before on the AgingOptions blog, but this recent article on MarketWatch provides an updated view of this important topic, so we thought it was…

With All the Fear About Dementia, Don’t Overlook These Basic Tips on How to Live a “Brain-Healthy” Lifestyle

Alzheimer’s disease is one of the topics we write about most often on the AgingOptions blog (including this article from just last week).  Few topics generate more interest and more worry than dementia, especially since the statistics sound so alarming: roughly 6 million people are affected today (not counting family and friends), a figure which…

Retirement Age: Working Until 70 – or Even Longer – May Not be an “Easy Fix” for Retirement Crisis, Study Reports

A year ago, we shared a pair of recent articles from authoritative news publications discussing what the “official” retirement age – as determined by Social Security eligibility – should be. Some policy-makers have recommended that “full retirement age” be set at 70, but one of our articles argued that this idea might be simply impossible…