The Stimulus Checks Are on Their Way, But Beware: The Scam Artists are On the Prowl

To say that these are unusual days is a colossal understatement. With all the fallout nationwide over COVID-19, we’re all experiencing things we never thought we’d see – an economy in freefall, streets and highways empty, stores and restaurants shuttered. At a time like this, when everyone is preoccupied with the health and protection of…

Woman concerned about retirement

A Unique Perspective on Social Distancing: a 65-Year Old Widower and Psychotherapist Tells Us How Cope with Loneliness, Isolation

We’ve read plenty of articles and heard dozens of interviews lately describing the psychological unease many of us are experiencing during these days of separation. As ordered by medical and government authorities, we’re all keeping our distance from colleagues, family and friends, relying instead on the digital umbilical of Skype, Zoom, and FaceTime to maintain…

A Surprising Parallel Between the Coronavirus and Alzheimer’s Disease: Some Patients Have the Pathological Evidence, but No Symptoms

Medical experts are learning more each day about the coronavirus, but there’s quite a bit that remains a mystery. Why, for example, are men affected so much more than women? Why do some people become seriously ill while others experience what amounts to a mild cold? And perhaps one of the greatest puzzles is, why…

How Much Do You Know About Social Security? Check Out These Seven Surprising Statistics – Plus Some Related Advice from Rajiv

Social Security may be the biggest, most important, and least understood government program in America. If you consider the sheer amount of money the program spends and the huge number of Americans who rely on the program for all or part of their livelihood, you’d think we would all have a solid working knowledge of…

Kiplinger Article Tells Us How Pick the Right Financial Planner – but Rajiv Nagaich Says That’s Not Enough

In selecting articles for the AgingOptions blog we often come across articles like this one from the Kiplinger financial website. In it, editor Mary Kane explains to retirees and those planning for retirement how to pick the right financial planner. As is often the case with articles like this one, Kane’s advice is fine –…

Happy Ending: A Local Couple Takes a Chance on a Clinical Trial to Test a Possible COVID-19 Cure

It’s not often that a local Puget Sound area couple is featured on the authoritative Kaiser Health News website, but that’s what happened this week. Josie and George Taylor, aged 74 and 76 respectively, a couple from Everett, Washington, are two of the first people in the U.S. to recover from novel coronavirus infections after…

Estate Planning 101: It’s More Important Than You Think, and Now You Can Execute Your Plan from the Safety of Your Own Home

This week we read an article that explains some of the basics of estate planning, but it left unanswered the biggest question on the minds of many these days: how can you execute an estate plan at a time when much of the country is in virtual lockdown and we’re not even supposed to leave…

Be Careful What You’re Taking: These Widely-Used Medications can Mimic – and Even Trigger – Dementia

During this time when everyone is preoccupied with the coronavirus pandemic, it’s difficult to think about anything else. But many Americans continue to seek medical care for other, less urgent afflictions, and thousands of them will be given prescriptions for drugs they’ve never taken before. If that applies to you or a loved one, then…

Doctor’s Orders: The Journal of the American Medical Association Says Now is the Time to Address Advance Care Planning

As retirement planning professionals, Rajiv Nagaich and his AgingOptions team are used to dealing with people procrastinating. One of the elements of planning that many people tend to put off is advance care planning – what will happen should you become unable to make medical decisions on your own, and who will decide for you…

Coronavirus Relief Package Relaxes Rules Allowing Withdrawals from Your 401(k) – but Tapping These Funds May Be Unwise

There’s no doubt about it: $2 trillion is a lot of money. We’re just beginning to get a clearer picture of the details buried in the massive stimulus package passed by both houses of Congress and signed into law last week by President Trump.  The unprecedented bill, passed in record time in response to the…