Your Actual Mileage May Vary: Government Figures Reveal What the Average Retirement Really Costs

Averages can be misleading things. If you buy a vacation home based on the “average” temperature, you might be surprised by blazing summers and frigid winters. Baseball fans who put too much stock in batting averages are disappointed when the best players strike out twice as often as they get a hit. When it comes…

Retirement Fears are Running Rampant, says Forbes – but the Cure Could be as Simple as a Solid Plan

What are you afraid of? Are there things that keep you awake nights or cause your knees to tremble just thinking about them? If you search online for most people’s Top Ten Fears, you’ll find a predictable list: public speaking, flying, snakes, heights, spiders, going to the dentist, and so on. But based on a…

Chronic Shortfall in Nursing Staff Triggers Widespread Downgrade of Nursing Homes by CMS

In what Kaiser Health News calls “a crackdown” on short-staffed nursing homes, the Centers for Medicare and Medicaid Services (CMS) has just downgraded the ratings of one-tenth of the nation’s nursing homes. That’s according to this article recently published on the Kaiser Health News website.  The biggest problem area: a chronic lack of nursing staff.…

Anger Management: New Study Reveals that Anger, Not Sadness, is the Greater Threat to Senior Health

Picture this: two senior adults are sitting side by side. They’re the same gender, about the same age, and in similar health. One appears sad, downcast, even gloomy – the other is cranky, angry and chronically irritated. Which one would you guess is at greater risk of developing serious health problems? Anger Management: Anger Causes…

Prescriptions and Depression: Revisiting a 2018 New York Times Report Linking Common Meds with Depression, Even Suicide

An unnerving article we discovered last year in the New York Times asked a penetrating question: could the rise in rates of depression and suicide be somehow linked to increasing use of common prescription drugs, some of which are also available over the counter? This inquiry was prompted by a 2018 report showing that m0re…

Unaffordable Costs: In 10 Years, Half of All Middle-Income Seniors Won’t Be Able to Afford the Care They’ll Need

As we research issues of interest to seniors for the AgingOptions blog, we see a familiar predicament when it comes to medical expenses and the cost of senior care. Low-income seniors can typically take advantage of government-backed care through Medicaid and the VA. Upper-income seniors often have fewer worries since, with proper planning, they can…

Misplaced Confidence: Americans’ High Level of Retirement Optimism Doesn’t Match the Cold Hard Facts

First, let’s give you the good news: American workers and retirees are expressing rising confidence that they will have enough money to live comfortably in retirement, according to a major national survey. Now here’s the bad news: that high level of confidence is almost entirely unsupported by the facts. That’s the inescapable conclusion from reading…

In Activity-Oriented Retirement Homes, Extroverts Feel Right at Home While Senior Introverts Can Feel Out of Place

The ads on television, the slick brochures and the finely-targeted websites for today’s retirement homes typically portray the same types of images: groups of seniors happily doing things together. They take bike trips together, they do wine tasting together, they go antiquing together. If all that advertising were to be believed, retirement living today is…