If You Worry Too Much About Not Being Able to Afford Retirement, Maybe It’s Time for a Fresh Approach

We know from experience here at AgingOpti0ns that millions of Americans approaching retirement age are worried – about health, about family, and mostly about finances. And while we remain strong advocates of careful planning, sometimes we run across an article that reminds us that there’s a lot more to retirement than money. That was our…

Are Your Aging Parents Unprepared for Retirement? Here Are Some Steps You and Your Siblings Can Take to Help

We focus a lot of our energies here at AgingOptions in helping people prepare well in advance for retirement. Our philosophy is simple: we believe that, with a comprehensive and strategic plan in place – a plan we call a “LifePlan – just about anyone can enjoy their retirement years securely, knowing that they won’t…

Wives Facing Retirement Alone Will Experience Emotional and Financial Challenges – So Couples Need to Plan Ahead

It’s difficult for a married couple to visualize what the future will be like when one spouse has passed away. After all, today you’re both healthy and looking forward to enjoying many years of retirement together – and God willing, that’s what will happen. Nevertheless, at some point it’s a virtual certainty that one of…

You Think You Know Insurance? Local Expert Jim Feek Shows Some Surprising Ways to Use Insurance in Your Estate Planning

So, you think you know all there is to know about cash value life insurance and how it fits into your retirement plans? Prepare to be surprised, as one of America’s top insurance experts, Kirkland-based Jim Feek, joins Rajiv Nagaich from AgingOptions in the studio on October 19th.  Jim will be available to take your…

You’re Heading Toward Retirement When a Personal Financial Crisis Hits – How Do You Recover?

Any true sailor knows how a sudden change in the weather can turn a pleasure cruise into a frightening experience. In much the same way, as you’re sailing on toward retirement, you might be hit by a sudden squall – or possibly even an all-out hurricane. The personal financial crisis may come in the form…

Are You Helping Your Kids but Jeopardizing Your Future? Here’s How to Childproof Your Retirement

Which is more important – helping out your adult kids with their financial needs, or preparing to meet your own needs in retirement? Plenty of boomer parents are asking themselves that question these days. They’re struggling to bolster their own often-meager retirement savings while offering financial support to adult children who may be having difficulty…

The Economy May Be Doing Okay, but Financial Pain Still Affects Many Americans, Especially Retirees

If you tried to evaluate how well the economy is doing simply by looking at the Dow Jones or the overall employment rate, you might conclude that everyone is happy and secure here in the USA. But if you consider individual households, the picture is considerably less clear, according to financial writer Richard Eisenberg. We…

Retiring with Debt? Consider These Three Ways to Make Your Debt Load More Manageable

Most people approaching retirement age probably dream about retiring debt-free. Entering retirement without the burden of debt is certainly the ideal – but if you think it’s the norm, think again. The reality is, about seven out of ten households headed by those in the 65-74 age group are carrying at least some debt load,…

Why Would a Financial Planner Hire a Financial Planner? Forbes Article Lists Four Good Reasons

Here at AgingOptions we’ve spoken and written frequently about the pros and cons of hiring a financial planner. As you know if you’ve heard us discussing this topic, we strongly recommend that people use an objective financial pro (not someone with a product to sell) to help them prepare a financial dashboard, something we’ll say…

Less Money on Health Care, More on Housing: New Survey Shows Pre-Retirees are Pretty Poor at Predicting Retirement Spending

Anyone who has spent time planning for retirement has likely tried to predict how much money they’re actually going to be spending once they stop full time work. Making a realistic retirement budget is a critical part of financial preparedness. Now, however, a new study is revealing that workers approaching retirement age are pretty far…