Expecting Medicare to Pay for Your Annual Physical Exam? Think Again!

Imagine this scenario. You call the office of your new primary care physician and schedule your annual checkup, assuming Medicare will cover the cost. The appointment goes well and the exam seems thorough.  Then to your surprise, a few days after the appointment you get a bill for $400. Assuming it’s a billing mistake, you…

“A Uniquely American Phenomenon” – Crippling Medical Debt Puts Millions Under Severe Financial Pressure

It’s a financial burden that in other countries would be “unfathomable,” say the health care policy experts. Millions of Americans, even many with insurance, are finding themselves with “crippling amounts of medical debt.”  Those are some of the sobering phrases we found in this just-published article from The Atlantic.  It reveals that simply getting sick,…

Is it time to fire your doctor?

Ready for Medicare, but not for Social Security? Some Important Things You Need to Know

Medicare and Social Security: in the minds of many these twin pillars of retirement seem to go together. Yet in fact, signing up for Medicare and starting Social Security benefits are separate decisions, and if you’re one of the millions who plan to delay beginning Social Security until after age 65, there are some important…

Medicare Plan Finder Confusion

Don’t Like Your Medicare Advantage Plan? New Regulations Give You a Chance to Change Your Mind

Medicare open enrollment came and went last fall, and now you’re a few weeks into the New Year – and that new Medicare Advantage plan you selected. We hope you’re happy with the coverage you’re getting, but if you’re not, this article from the CNBC website contains some good news: you have a chance to…

Choosing a Medigap Plan

Medicare Supplemental Insurance (also called Medigap) helps consumers cover the financial “gap” created between Medicare Part A and Medicare Part B insurance plans. This white paper will help clarify what a Medigap policy covers, who might benefit from having the policy and how to make an educated purchase of a Medigap policy. Medicare is a…

Enrollment in Medicare Advantage is Growing Rapidly – and So Are “Inappropriate” Claim Denials, Federal Study Reveals

The popularity of Medicare Advantage programs is on the rise. Medicare officials project that enrollment in these private alternatives to regular Medicare will spike by more than 11 percent next year, accounting for 37 percent of total Medicare beneficiaries. Seniors are drawn to Medicare Advantage by the attractive blend of lower premiums and enhanced benefits…

Medicare Eligible but Still Employed? Here Are Some Things You Need to Know About Your Choices

Medicare Open Enrollment for 2019 is underway. Americans 65 and older have until December 7th to either enroll in Medicare or to switch from one plan to another. But what if you’re Medicare-eligible and still employed full-time, receiving health care benefits through your employer? Does Medicare affect you? The answer is yes – but like…