Estate Planning 101: It’s More Important Than You Think, and Now You Can Execute Your Plan from the Safety of Your Own Home

This week we read an article that explains some of the basics of estate planning, but it left unanswered the biggest question on the minds of many these days: how can you execute an estate plan at a time when much of the country is in virtual lockdown and we’re not even supposed to leave…

Doctor’s Orders: The Journal of the American Medical Association Says Now is the Time to Address Advance Care Planning

As retirement planning professionals, Rajiv Nagaich and his AgingOptions team are used to dealing with people procrastinating. One of the elements of planning that many people tend to put off is advance care planning – what will happen should you become unable to make medical decisions on your own, and who will decide for you…

An older worker who is putting off retirement

“Solo Agers” May Enjoy Living Independently, but Navigating a Retirement Future Without Family Support Requires Planning

Most of us when contemplating growing older expect to have our spouse and supportive family members alongside us on the journey. As we often say here at AgingOptions, “Aging is a family affair.” However, for millions of seniors, their experience will be quite different: for a variety of reasons these men and women are aging…

Designating a Power of Attorney is a Critical Step – Just Make Sure You Don’t Start a Family Feud in the Process

Over the years here at AgingOptions we’ve dealt with hundreds of families, and we’ve seen some of the harm that poor planning combined with toxic family dynamics can create. Estate planning done poorly offers limitless opportunities for family tensions. A prime example: as you approach retirement, you may be thinking about designating one of your…

LTC Insurance May Not Be Enough: You Need These Long-Term Care Safeguards to Protect Your Retirement

Here on the AgingOptions blog we’ve written many times about planning for long-term care. It’s a vitally important topic that all too many people would rather avoid, for many reasons. Nevertheless we felt it would be timely to share this recent CNBC article on the subject, written by reporter Darla Mercado. When it comes to…

Designating a Power of Attorney is a Critical Step – Just Make Sure You Don’t Start a Family Feud in the Process

Over the years here at AgingOptions we’ve dealt with hundreds of families, and we’ve seen some of the harm that poor planning combined with toxic family dynamics can create. Estate planning done poorly offers limitless opportunities for family tensions. As you approach retirement, you may be thinking about designating one of your adult children as…

Federal Law Entitles You to Your Medical Records – so Why Do Hospitals Make It So Difficult?

These days our privacy seems more and more threatened. Every few weeks, it seems, there’s a new headline about some massive security breach in which hundreds of thousands if not millions of names, addresses, passwords and credit card numbers have been leaked to identity thieves trying to make a pile of money by stealing yours.…

Families Dealing with Dementia Need to Understand the Perils Ahead

If you are part of a family dealing with dementia, you know what a bewildering and painful journey it can often be. Part of the great and unanticipated tragedy of dementia is the emotional and relational damage it can wreak, not just on the one with the illness, but on loved ones as well.  In…

Some Surprising Things Millennials Want to Hear from Boomer Parents

Here at AgingOptions, one of the hallmarks of our LifePlanning process involves clear, complete family communication. Over the years we have dealt with many difficult situations in which Mom and Dad never sat down with their adult kids to go over their retirement plan and explain their wishes and preferences as they age. This lack…