Life expectancy: why Americans aren't living as long as they should
Infant mortality used to be such that a baby born in Sweden could expect to live an average of 32 years if he/she was born in 1800.
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Medicaid spend down doesn't have to mean what you think it means
If you have too many resources to qualify for Medicaid, you will need to spend down those assets to become eligible. The obvious way to spend down those assets is to pay for nursing home bills or other medical bills using those assets until you’ve reduced your savings to the point that you’re eligible to qualify…
Older couples living together without benefit of marriage
There are 1,140 laws that define the rights and responsibilities for married couples that do not cover couples living together according to Sheryl Garrett and Debra Neiman, the authors of Money Without Matrimony: The Unmarried Couple’s Guide to Financial Security.
Americans don't understand the Affordable Care Act
Despite all the political rhetoric about Obamacare the reality is that three years later, 67 percent of Americans don’t know what it means for them says a study out by the Kaiser Family Foundation.
Families and Social Security benefits
Do you have a late life family? Are you a parent who was dependent on a child’s support but the child has since died? You may be eligible for Social Security benefits.
Is your Social Security strategy to not have a Social Security strategy?
Have you seen the study where children are allowed to eat a marshmallow but if they can delay eating the marshmallow for a specific amount of time they can have a second marshmallow? The majority choose to eat the marshmallow they already have in their hot little hands. Well don’t clap yourself on the…
Long term care insurance options
If you don’t buy long term care insurance you have two choices: self-insure or spend down most if not all of your assets so that you can qualify for Medicaid. At least that’s what the choices have been but there are at least three other options.
Struggle with obesity isn't just a health issue, it's a retirement issue
If you are a Boomer, you’re likely to live longer than your parent’s generation but unfortunately are also more likely to do that longer living with some sort of disability.
Direct deposit may jeopardize some beneficiaries Social Security benefits
Beginning this month, all Social Security beneficiaries with birthdays after May 1, 1921 are required to accept their Social Security benefits electronically with few exceptions.
Making the right Social Security decisions
With all the free information on the internet about when and how to file for Social Security, why ever would you pay for advice?