Low cost concierge medicine

Rajiv Nagaich talks about Concierge medicine a lot on his Saturday morning radio program. Mostly he talks about how people can be much more proactive about an individual’s health by hiring a doctor that isn’t controlled by insurance companies. Concierge doctors don’t wait until you have a heart attack or stroke before ordering tests. They’re available…

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Avoiding social media scams

Everyone gets targeted by scammers, but scammers target each group differently.  Seniors are vulnerable to scams because a larger percentage of seniors are not computer savvy.  Scammers are not targeting the 92 year old who makes a living on e-Bay and can program a computer in his sleep.  They are targeting the large number of…

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Keeping tabs on your identity

Your financial health directly impacts your overall health and is one of the leading causes of stress in America.  There are steps you need to take on a regular basis to protect yourself from financial exploitation to stay healthy both financially and physically. If you have access to your banking or credit card information online,…

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Clients with high deductible plans avoid preventive care

Under the 2010 Affordable Care Act many preventive screenings and treatments are covered even for those individuals with high deductible insurance plans.  High deductible plans were created to encourage consumers to make better educated decisions about their health care expenses but consumers get confused.  According to research by Kaiser Health News, many consumers with high…

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Do you know your hospital’s safety score?

The Leapfrog group released its latest safety scorecard for 2,619 American hospitals and most have seen an improvement since the initial scorecard the group published in June.  The group calculates the score using publicly available data about 11 outcome measures and 15 process measures including the frequency of blood line infections, falls, bedsores and consistency…

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What is a Medicaid lien?

There are two kinds of liens.  TEFRA (Tax Equity and Fiscal Responsibility Act) liens or pre-death liens occur when the recipient is permanently institutionalized.  Post-death liens are placed against the estate of a deceased Medicaid recipient. TEFRA liens give the states the option to use a lien to prevent the recipient from giving away assets…

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Fed says nursing homes overbilled for therapy

The Medicare Payment Advisory Committee, a federal watchdog agency, raised concerns about improper billing for therapy by skilled nursing facilities (SNF).  Based on a survey by the Office of Attorney General, SNFs overcharged by $1.5 billion for therapy services that were either not needed or not provided.  The study goes on to say that about…

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