LTC Insurance May Not Be Enough: You Need These Long-Term Care Safeguards to Protect Your Retirement

Here on the AgingOptions blog we’ve written many times about planning for long-term care. It’s a vitally important topic that all too many people would rather avoid, for many reasons. Nevertheless we felt it would be timely to share this recent CNBC article on the subject, written by reporter Darla Mercado. When it comes to…

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As You Make Your Retirement Plans, Don’t Overlook the “Harsh Reality” of Senior Debt

In our “spend now, pay later society,” going into debt is considered normal. Advertisers would have you believe that maxing out the credit card and dipping into home equity to finance the American dream is the patriotic thing to do. But debt can be a heavy burden, especially as we approach retirement. As this recent…

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“Bored Boomers” – Is Today’s Retirement Model “Irrelevant”?

The so-called modern view of retirement is pretty straightforward. You start your work life with a series of jobs in your late teens and early twenties. Eventually you settle into your “life’s work” and follow that journey for four decades or so, saving money along the way. Sometime in your late sixties, certainly by age…

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Part Two of a Two-Part Series: At the Dawn of a Brand-New Decade, Consider These Boomer Predictions for the 2020s

Last week on the AgingOptions blog, we presented part one of our report on this article from Kaiser Health News. In this insightful article, writer Judith Graham took a look into the future – well, into the coming decade, anyway – and described, as the title says, “What the 2020s Have in Store for Baby…

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New Studies Confirm What We’ve Already Suspected: By Changing These Bad Habits, You Can Actually Live Up to a Decade Longer

Most people would love to live longer. Many seek expensive ways to prolong their lives with gimmicky diets, unproven supplements, or unusual health regimens, and then they find exotic and costly ways to look the part with plastic surgery, hair implants, and body sculpting. Longevity seems to be a multi-billion-dollar industry.  But what if there…

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There’s a Deadly Virus Spreading in the U.S. with Potentially Fatal Consequences – but It’s Not the One Making All the Headlines

“There’s a deadly virus spreading from state to state,” the recent Kaiser Health News article warns. “It preys on the most vulnerable, striking the sick and the old without mercy. In just the past few months, it has claimed the lives of at least 39 children.” Is this the frightening coronavirus out of Wuhan, China,…

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Transamerica Survey Says Over One-Third of Seniors Report Declining Financial Health in Retirement

If retirement is on your horizon, you’ve probably been spending a lot of time wondering how well your finances will hold up once you cut the ties to full-time work. For many retirees, the financial transition to retirement turns out fine. However, that’s not always the case, according to this early 2019 article from Motley…

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Part One of a Two-Part Series: At the Dawn of a Brand-New Decade, Consider These Boomer Predictions for the 2020s

The New Year is almost a month along, and already 2020 feels sort of old hat. Most of us have gotten used to saying “2020” and we’ve even stopped writing “2019” on our checks (for those who still write checks, that is). But before we continue racing along on the 2020 toboggan ride,  this recent…

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