Rajiv Nagaich talks about Concierge medicine a lot on his Saturday morning radio program. Mostly he talks about how people can be much more proactive about an individual’s health by hiring a doctor that isn’t controlled by insurance companies. Concierge doctors don’t wait until you have a heart attack or stroke before ordering tests. They’re available…
Everyone gets targeted by scammers, but scammers target each group differently. Seniors are vulnerable to scams because a larger percentage of seniors are not computer savvy. Scammers are not targeting the 92 year old who makes a living on e-Bay and can program a computer in his sleep. They are targeting the large number of…
Your financial health directly impacts your overall health and is one of the leading causes of stress in America. There are steps you need to take on a regular basis to protect yourself from financial exploitation to stay healthy both financially and physically. If you have access to your banking or credit card information online,…
The Social Security Administration is expanding a program to fast-track disability claims for individuals with serious illnesses such as Lou Gehrig’s disease or early-onset Alzheimer’s. These claims used to take months or even years to process. The program will expand Dec. 6, to include a total of 200 diseases and conditions that with proper documentation…
Only about 10 percent of all legal cases are reversed according to Ruggero Aldisert, a federal appeals judge. Even worse, an appeal over social security disability benefits wins in only 2 percent to 3 percent of cases. So you might think it likely that Medicare appeals would also have low rates for reversal but not…
Under the 2010 Affordable Care Act many preventive screenings and treatments are covered even for those individuals with high deductible insurance plans. High deductible plans were created to encourage consumers to make better educated decisions about their health care expenses but consumers get confused. According to research by Kaiser Health News, many consumers with high…
The average life expectancy of an American woman is 80.8 years, while American men live only 75.6 years on average. In fact, pretty much wherever you live in the world, no matter how short your life expectancy is, if you’re a woman, you’re going to live on average at least a couple months longer than…
The Leapfrog group released its latest safety scorecard for 2,619 American hospitals and most have seen an improvement since the initial scorecard the group published in June. The group calculates the score using publicly available data about 11 outcome measures and 15 process measures including the frequency of blood line infections, falls, bedsores and consistency…
There are two kinds of liens. TEFRA (Tax Equity and Fiscal Responsibility Act) liens or pre-death liens occur when the recipient is permanently institutionalized. Post-death liens are placed against the estate of a deceased Medicaid recipient. TEFRA liens give the states the option to use a lien to prevent the recipient from giving away assets…
The Medicare Payment Advisory Committee, a federal watchdog agency, raised concerns about improper billing for therapy by skilled nursing facilities (SNF). Based on a survey by the Office of Attorney General, SNFs overcharged by $1.5 billion for therapy services that were either not needed or not provided. The study goes on to say that about…
We send out email newsletters and announcements monthly about planning for Health, Housing, Finance, and Legal needs for retirement. Would you like to sign up?