A Helping Hand, Paid on Commission

Let’s say you are wading into the deep water. You think your parent or another older relative needs more care, perhaps at home, perhaps in an assisted living facility or other residence. You don’t know where to turn, which places or agencies to consider. Online, you find a referral service that can provide assistance —…

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Prenuptial Agreements for Seniors = "Smart"

When “shallow” Seinfeld character, George Costanza, attempted to get out of  his wedding engagement by asking his fiance for a prenuptial agreement she cracked up, laughing in his face. Why? Because George had no assets whatsoever  to speak of.  He’d have to figure out another ploy for remaining single. But having no assets whatsoever is…

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Should I Use A Will Or A Trust?

                                                                                            Will or Trust?  The issue has been raised as to whether a will or a living trust would be most appropriate in a particular situation. The following is a general explanation which outlines the advantages and applicability for both.     © 2011 Rajiv Nagaich Wills and Trusts both accomplish the same goals, but differently.…

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Federal Budget 101

The U.S. Congress sets a federal budget every year in the trillions of dollars. Few people know how much money that is so we created a breakdown of federal spending in simple terms. Let’s put the 2011 federal budget into perspective: U.S. Income: $2,170,000,000,000 Federal budget: $3,820,000,000,000 New debt: $ 1,650,000,000,000 National debt: $14,271,000,000,000 Recent…

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