The trend to see newspapers and news outlets provide objective advice about whether a candidate is telling the truth or not is real AND growing. But, what about the – difference in opinion factor? The Wall Street Journal provides an excellent analysis of the dangers of this sort of journalism. In my opinion, this is…
Two related stories: one – you can now get a free health screening which should allow you to keep your body from falling apart without warning; and second, the issue of you having a conversation with your physician about end of life issues is alive in the new health bill. Remember the fear of death…
Do we really want social security to be privatized? Agreed that for responsible seniors privatizing social security COULD (not would) be a good move, but are we a very responsible group as a whole? And if the bottom falls off, how will we deal with the unprepared? Particularly, when we (now) know that the largest…
According to several studies seniors are the fastest growing segment to embrace the web. At the same time, there is recognition that seniors are perhaps too trusting, which leaves them vulnerable to scams. Here are some scams you want to avoid.
The ink on the tax bill is now DRY. And there is reprieve. But, what should you be doing over the next two years? Find out what the tax experts advise…
The New York Times reports that 10,000 individuals will start turning age 65 and qualify for Medicare each and every single day starting January 1, 2011 (1-1-11). YIKES: with all that is in the news about medicare and social security, this will have significant and almost immediate impact. Next, studies show that Boomers fear outliving…
by Tom Cock President, Aging Options Financial Services Clear as Mud With almost any product, transparency benefits consumers. Clarity means better understanding and fewer surprises. This is particularly true in the investment business. The more you know about an investment vehicle, the more informed your decision. For some in the financial services industry, transparency not…
When choosing a beneficiary for a retirement plan, it is important to understand how your spouse will be treated under the plan. Surviving spouses are treated differently under 401(k)s and individual retirement accounts (IRAs). While a 401(k) provides protections for a surviving spouse, an IRA does not. Because the 401(k) is an employee-based retirement system,…
The term “dementia” is thrown around a lot in discussions of elderly individuals, but what exactly does it mean? Dementia is a general term for memory loss that is severe enough to interfere with daily life. This general term encompasses many different diseases, of which Alzheimer’s is only the most common. Following is a brief…
Congress has passed and President Obama has signed into law the deal extending the Bush tax cuts that he struck with Congressional Republicans. The legislation restores the estate tax for two years at a 35 percent tax rate, with estates up to $5 million exempt from paying any tax ($10 million for couples). If Congress…
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