Online Calculator Gives Estimates of Future Social Security Benefits

The Social Security Administration (SSA) has unveiled a new online calculator that allows you to project what your monthly Social Security benefit will be based on your actual work record. The Retirement Estimator also lets you create “what if” retirement scenarios based on different earnings projections and retirement ages. The calculator requires inputting personal information…

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How Traditional Estate Planning Fails Seniors ©

By Rajiv Nagaich You may have read the headlines recently in Seattle Times discussing the plight of seniors! Here is how the headlines read: “Seniors for Sale” “Neglect and death, but home stays open” “Fragile pushed out and paying the price” “Gregoire calls for review”[1] These are shocking headlines and almost unbelievable. The headlines were…

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New Legal Resource Sites for Seniors

  The Administration on Aging, along with a number of non-profit organizations, has created a new legal resource web site that is available to consumers, attorneys and advocates alike.  It is a good starting point for anyone researching the legal rights and benefits of older Amercians.  You can reach the new site by clicking here.…

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Seniors for Sale

What a bizarre headline !!! But this is true, this was the headline in the Seattle Times last Sunday exposing the reality of Seniors face today. Here were few more disturbing headlines in the newspaper. "We didn’t know, and i didn’t complain early enough to save her." "Fragile, pushed out and paying a price." I…

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OPEN LETTER TO OUR LEGISLATURE

I write to you with grave concerns about DSHS’s request to shirk its responsibility by having HB 3049/SB 6717 being considered by the legislature for adoption. HB 3049/SB 6717 effectively ask the legislature to pass retroactive laws to disallow DSHS clients, who were illegally denied benefits in the first place, the opportunity to collect those…

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To Roth or Not to Roth ?

Now that 2010 has arrived, people whose incomes were previously too high to permit them to rollover a traditional IRA to a Roth IRA are calling their investment houses about making conversions. That’s because for the first time, even if your annual income exceeds $100,000, you can convert a traditional IRA — or a SEP…

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