Long Distance Care Givers Receive Help

Living in a different city or state — miles from aging parents — can be very difficult. Keeping in touch by telephone and making long trips to help parents or aging relatives with their needs can be time consuming and not nearly as effective as being available full time in person. Mark Sessions spent two…

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Keeping Mom and Dad Safe

Generally, elderly parents want to remain living in their own home. However, remaining in the home becomes a concern when children see their parents slowing down, perhaps even having trouble with handling stairs and doing general daily activities. Yet, with parents’ mental and physical health currently not creating problems, there seems to be no imminent…

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Should You Update Your Estate Plan ?

Estate Plan Check List SHOULD YOU CONSIDER UPDATING YOUR CURRENT ESTATE PLAN? Are you or is your spouse over age 60?Points: 1 if Yes; 0 if No._____ Are you currently married or in a marriage like relationship?Points: 1 if Yes; 0 if No._____ Are you or your spouse in danger of needing assistance with activities…

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Insuring Your Retirement Funds

It might sound strange to be told to insure your retirement funds, but after working hard and diligently saving all that money, wouldn’t you want to make sure that the funds will be there for you when you need them? As you move into retirement, you are also moving towards age-related health problems. Events beyond…

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Medicare Information – Year 2009

Deductibles, Premiums & Co-payments Part A – Hospital Insurance Per Benefit Period Hospital Deductible $1,068 per benefit period Hospital Coinsurance $267 per day for days 61-90 Lifetime Reserve Days $534 per day for days 91-150 Hospital Insurance $443 per month with less than 30 quarters Premium for individuals $244 per month with 30-39 quarters This…

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Caregiver Burnout

If you are a primary caregiver for a loved one, you are well aware of the daily stress and emotional and physical impact it can have on your health. Susan learned this first hand when she and her husband, Tom, brought his Mom home to live with them. Mom suffered from dementia and had to…

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