Your Power of Attorney

For most people, the durable power of attorney is the most important estate planning instrument available–even more useful than a will. A power of attorney allows a person you appoint — your “attorney-in-fact” — to act in your place for financial purposes when and if you ever become incapacitated. In that case, the person you…

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Medicare Home Health Benefits

Seniors Often Must Fight for Medicare Home Health Benefits Medicare is mandated to cover your home health benefits with no limit on the time you are covered. Unfortunately, few Medicare beneficiaries get the level of service they are entitled to and many find their services cut off prematurely. Getting these benefits can be critically important.…

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Nursing Home Facts

Nursing Home Myths and Realities   Myth: Medicaid does not pay for the service you want. Reality: Medicaid residents are entitled to the same service as other residents.   Myth: Only staff can determine the care you receive. Reality: Residents and family have the right to participate in developing a care plan.   Myth: Staff…

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Guardianship and Conservatorship

Introduction Every adult is assumed to be capable of making her own decisions unless a court determines otherwise. If an adult becomes incapable of making responsible decisions due to a mental disability, the court will appoint a substitute decision maker, often called a “guardian,” but in some states called a “conservator” or other term. Guardianship…

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Executor of an Estate

Being the executor of an estate is not a task to take lightly. An executor is the person responsible for managing the administration of a deceased individual’s estate. Although the time and effort involved will vary with the size of the estate, even if you are the executor of a small estate you will have…

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Community Aging Resources

Community Aging Services and Long Term Care There are many private, religious and government organizations across the country that provide supportive services for older people. Many of these services center around helping people stay in their homes and avoid having to go to live in an institution or perhaps move in with family. Because of…

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Skilled Nursing Facility Coverage

Medicare Part A covers up to 100 days of “skilled nursing” care per spell of illness. However, the conditions for obtaining Medicare coverage of a nursing home stay are quite stringent. Here are the main requirements: The Medicare recipient must enter the nursing home no more than 30 days after a hospital stay that itself…

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