If you are over 62, you know you are eligible for a reverse mortgage because you can’t turn around without someone telling you that you are. There’s nothing wrong with reverse mortgages as long as you realize they are a tool. Just as a screwdriver isn’t the tool you need when you need to hammer…
Joseph Taylor earned a Nobel Prize in physics in 1993 for detecting a new kind of pulsar using radio waves. Taylor, who is now 74, retired 10 years ago and he’s still playing around with radio waves but now he’s bouncing them off the moon in a technique known as moon bouncing. When he’s not…
Thinking about moving Mom or Dad in with you? Often the consideration to do so hinges on Mom or Dad’s poor health or your need for a built in baby sitter for your own children. You may have already considered whether you have enough bathrooms or whether or not you can stand to be in…
Palliative and hospice care share many similarities. Both offer patients a change or supplement to traditional care options by attempting to combine counseling, symptom management and even equipment needs under one umbrella. Both approaches are directed at patients suffering from chronic conditions such as cancer or heart disease. Both attempt to provide patients with a…
Aging brains begin to exhibit decline by the time we are in our mid-to-late 20s. Yep. That’s right. Scientists begin seeing a decrease in the volume and weight of a brain and the brain begins to lose some of its functional abilities when we still think we are on top of the world and have…
For some time now, senior living providers of all types have focused on providing community programs outside the walls of their facilities as a method to boost their bottom lines and diversify. Many provide wellness classes, salons, home health care, continuing education classes and art programs to residents and non-residents alike. But, in a continuing…
At what point do you think you’d finally reach the point where you thought having a Will or other end-of-life legal documents was an important part of your planning? Would you say that if you had a million dollars that you would for sure make sure to have documents outlining who your beneficiaries were? A…
By Tamara Sevigny of Kiel Mortgage Maria was in the midst of a crisis. Her husband passed away suddenly, leaving her with no life insurance. Maria’s income dramatically changed. The passing of her husband left her with just her Survivor’s benefit from Social Security. However, their home was paid in full. Her Pastor suggested she…
American physicians began writing about childhood diseases in the mid-1800s. An early advocate, Dr. Abraham Jacobi first taught about childhood disease in 1861 and later opened the first department of pediatrics at a general hospital. Despite these initial movements, in the early 19th century, physicians still treated children like small adults with few exceptions. It…
A Wall Street Journal article recently reported that withdrawals from 401(k) plans exceeded new contributions in 2013 (the survey is a biennial survey with reports conveyed on odd years) after decades of expansion. That trend is expected to continue as Baby Boomers reach retirement age and begin drawing down their retirement savings. Of concern isn’t…
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