Should you buy Long-Term Care insurance?

Neither Medicare nor health insurance covers traditional “custodial care” despite many people’s beliefs to the contrary.  As our population ages, more people are living longer with chronic conditions, increasing the odds that you will be one of the people needing Long-Term Care.  With the cost of Long-Term care growing you would think that insurance to…

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Medicare Open Enrollment ends in 23 days

Don’t do what I did.  I Googled Open Enrollment and found that I had until February before it closed.  Luckily I knew that was wrong and Googled Medicare Open Enrollment and found that just like Christmas it’s coming much faster than I thought.  You have until Pearl Harbor Day, which for those that don’t know…

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Investigative report finds that many hospice facilities aren't providing the care they are paid to provide

A Washington Post investigative report on hospice care in America found huge disparities in care levels amongst facilities offering hospice care, perhaps because of the lack of regular inspections to ensure a baseline of care.  For instance, some hospices are not providing any continuous nursing care or inpatient care, usually considered a given by patients…

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Ask a Lawyer

Dear Rajiv, I currently have a Regence MedAdvantage policy that I began when I turned 65. My Medicare card shows a start date of 1-1-2013; thus I am outside of the one year period for new enrollees that would allow me to just switch to any plan I chose. I am currently considering changing my…

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