Protecting your 401(k) from excessive costs

Many Americans focus their retirement savings plans almost exclusively upon their 401(k) plans through their employer.  But, high fees cost Americans tens of thousands of dollars over the course of their working lives.  Those plans have costs that are deducted from your investment each year.  According to online financial advisor, FutureAdvisor, a working couple could…

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The 7 biggest estate planning mistakes

You probably know who you are going to leave Grandma’s pie plate to.  You might even have plans for the grandchildren to have the summer cabin.  But none of that matters if you haven’t take some proper steps to inform others of your intentions.  The number one reason that most people die without having proper…

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Lifestyle and ICU outcomes linked

If you are elderly and disabled, stay out of the hospital’s intensive care unit (ICU).  It’s expensive for one thing and your health is likely to decline sharply after an ICU stay.  That’s not to say don’t go in at all but be aware, the less disabled you are, the better you’ll survive the stay,…

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