There’s a tiny house movement going on but most people don’t have to go to the extreme of downsizing to 150 square feet to experience benefits from downsizing such as being able to pay off the mortgage quicker or putting away more towards retirement. People downsize their homes for a myriad of reasons. They might…
From the street vendors with their bunches of flowers to the hearts hanging from ceilings, door frames and even around necks (that one was a tie) to the boxes of (hopefully) good chocolate, Americans are inundated with the message of love. It’s hard not to be aware of the lack of romance in your life…
It’s February and so rather unimaginatively I’ve decided to write about love this month. (By the way if you haven’t sent me a story about love, please do so at [email protected]) There are all sorts of love as you know so I’m not limiting myself to romantic love. My dad’s parents and especially my grandfather…
Delaware passed a law last summer that allowed executors access to online accounts without a court order unless the deceased has instructed otherwise. Several states are considering similar legislation (to date only a few states have addressed this issue in any degree). As it stands now, estate executors often have to seek a court order…
Want more energy? Spend money. Get a pill which might or might not work. An easier and less costly remedy? Go for a walk. A new study found that even gentle lunchtime strolls can improve people’s moods and improve their ability to handle stress at work. I’m going to admit to a bias here because…
Disclaimer: This information should not be substituted for legal advice. It’s important that if you are considering creating any of these agreements that you see a lawyer who can craft a document honoring your commitment to each other but looking at your unique needs and circumstances. All of these agreement can be complicated and an…
Disney has spent a lot of time in the news in the past couple weeks and not in a good way. The California amusement park is linked to over a hundred cases of measles, a disease the US reported eliminated in 2000. While the disease may have started its outbreak in a theme park, its…
Would you like to increase your retirement cash flow by tens of thousands of dollars? A Pew Research Center survey in 2013 found that Social Security is one of the most popular federal programs. Despite its popularity, few people understand how it works. One of the most important choices presented by Social Security to beneficiaries…
Two years ago, a settlement agreement ended Medicare’s use of the “improvement standard.” At least it was supposed to. But, despite the agreement some beneficiaries continue to be denied coverage and federal officials are refusing to take any further action to ensure that providers are aware of the change. Under the long standing improvement standard,…
If you’re in your 50s, retirement is on the horizon. Here are some important financial planning decisions you need to keep an eye on. Don’t dip into retirement. With the average employee having seven careers in a lifetime, there’s a possibility that you’ll experience seven or more temptations to cash out an IRA rather than…
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