Social Security changes for 2015

Here’s what Social Security changes to look for in 2015. In October, the Cost of Living Adjustment (COLA) for Social Security was raised 1.7 percent, adding roughly $22 more each month for the average Social Security beneficiary. With that increase the average monthly retirement benefit for all recipients rose to $1,328. Workers taking retirement benefits…

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Coping with grief during the holidays

A very good friend of mine unexpectedly lost her husband two weeks ago.  She thought he was going in for minor surgery and he never returned.  If you’re like most people, you flinch when you hear that tragedy hit a family around the holidays because while the pain is still there regardless of the day,…

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Seniors use additional brain region for shopping

Now, for a shopping story.  I don’t know whether this should be considered good news or not but a Duke University study found that older shoppers use additional brain resources for remembering competing pieces of information and as a result they make better decisions than younger counterparts when making purchasing decisions.  The study found that…

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What you need for retirement

Here’s a short list of things you need for retirement. Your own home.  Renters are far more likely to be burdened by basic expenses than home owners.  Housing is generally the single highest household cost and thus directly affects the financial security and the ability to accrue wealth for all families.  Renters face the threat…

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