Welcome to AgingOptions

A holistic elder care company helping families plan for, pay for, and coordinate the long-term care of elderly loved ones.

Our services are geared towards retirees and those thinking about retirement and concerned about:

  • Losing independence & having to move to a nursing home.
  • Losing your assets to uncovered medical or long term care costs.
  • Becoming a burden on your loved ones.

AgingOptions Preferred Partners

Preferred Partner

The AgingOptions Preferred Partner Program is a localized network of professionals in the areas  of health, housing, finance and legal who are dedicated to the AgingOptions philosophy of providing an integrated approach to aging.

As a part of their training, our partners have made a commitment to providing services that recognizes the multi-disciplinary aspect of retirement planning.

What’s New

Protecting your 401(k) from excessive costs

Many Americans focus their retirement savings plans almost exclusively upon their 401(k) plans through their employer.  But, high fees cost Americans tens of thousands of dollars over the course of their working lives.  Those plans have costs that are deducted from your investment each year.  According to online financial advisor, FutureAdvisor, a working couple could…

Can Your Social Security be Garnished?

  Reprinted with permission by Andy Landis/Thinking Retirement. Social Security is exempt from most garnishment.  But it can be seized under certain circumstances. If times are tough, it’s important to ask: Are your Social Security payments subject to garnishment?  Could a creditor seize them?  Could you lose them in bankruptcy? In fact, Social Security payments…

What do you need to do to successfully age?

When people think about retirement they usually think about their savings plans or where they’re going to go now that they have so much free time.  You hear people say all the time that they are going to spend time with their family or get some fishing in.  You might hear them say that they…

Incorporating financial planning into the divorce decree

Gray divorces, that is divorce between retirement age spouses with long-lasting marriages requires careful consideration and planning by both spouses.  Generally, older couples aren’t worried about custody of the kid or kids but instead they need to worry about things like pensions.  Roughly 1 in 4 divorces in 2010 occurred to people 50 and older…

The 7 biggest estate planning mistakes

You probably know who you are going to leave Grandma’s pie plate to.  You might even have plans for the grandchildren to have the summer cabin.  But none of that matters if you haven’t take some proper steps to inform others of your intentions.  The number one reason that most people die without having proper…

Is it time to consider a charitable remainder trust?

  Reprinted with permission from Bob Pittman. Income tax rates are trending upward.  Depending on your income level, the tax on long term capital gains can be as great as 23.8% and the President says he wants it to be 28% If you have appreciated assets, such as stock or real estate, and you want to…

My aunt helped me with the purchase price of my home. Will that hurt her ability to get benefits?

This is a recent question from Elder Law Answers. My aunt lives with me and contributes to paying for bills, maintenance etc.  She gave me $35,000 to help me buy the house initially.  How do I protect her from losing benefits if she needs help with services and care down the road? Annie As long…

Will government benefits follow you to Rome?

According to the Social Security Administration, nearly 400,000 retired Americans lived abroad in 2013.  While that’s not a significant portion of the population, it is a growing trend.  As Americans move outside the United States to parts of Asia, Europe, Africa, Central America or elsewhere in order to stretch their retirement benefits, they need to…

Why more women will become a burden on their loved ones and what you can do to prevent it

Although poverty rates dropped from 35 percent in 1959 to 8.7 percent in 2011, a disproportionate number of those in poverty are women.  Elderly women 65 years old and older outnumber elderly men in the same age bracket three to two, making poverty and aging a women’s issue.  Normal transitions such as moving from married…

Lifestyle and ICU outcomes linked

If you are elderly and disabled, stay out of the hospital’s intensive care unit (ICU).  It’s expensive for one thing and your health is likely to decline sharply after an ICU stay.  That’s not to say don’t go in at all but be aware, the less disabled you are, the better you’ll survive the stay,…