Welcome to AgingOptions

A holistic elder care company helping families plan for, pay for, and coordinate the long-term care of elderly loved ones.

Our services are geared towards retirees and those thinking about retirement and concerned about:

  • Losing independence & having to move to a nursing home.
  • Losing your assets to uncovered medical or long term care costs.
  • Becoming a burden on your loved ones.

AgingOptions Preferred Partners

Preferred Partner

The AgingOptions Preferred Partner Program is a localized network of professionals in the areas  of health, housing, finance and legal who are dedicated to the AgingOptions philosophy of providing an integrated approach to aging.

As a part of their training, our partners have made a commitment to providing services that recognizes the multi-disciplinary aspect of retirement planning.

What’s New

Steps to take after receiving a large lump sum payment

Winning the lottery doesn’t make the top 10 sources of retirement income, yet it’s often a major part of many people’s retirement plans.  The top ten list by the way goes something like this: Retirement savings accounts Home equity Pension plans Social Security Certificates of Deposit Stocks and mutual funds Retirement jobs Annuities or insurance…

Roth IRAs versus traditional IRAs

The primary difference between Roth IRAs and traditional IRAs is the point at which your investment is taxed.  Contributions to a Roth IRA are not tax-deductible and withdrawals are generally tax-free.  The benefit to Roth IRAs is that there are fewer restrictions and requirements.  For inheritance purposes, passing a traditional IRA to your children means…

Retirement mistakes to avoid

In February, the average retiree received a Social Security retirement check for $1,331.  That check is, as said here, primarily set in stone, except for Cost of Living Increases.  Something that isn’t set in stone is the cost of Medicare, which although it has stayed steady recently could jump from year to year.  Based on…

How technology can preserve the independence of dementia patients

A few years ago, my grandmother’s dementia had digressed to the point that we knew she was on the downward slope.  The Blossom’s, my grandmother’s family, hold a family reunion every two years and in one of her final years, they held their reunion at my cousin’s resort in her hometown in Minnesota.  By then,…

Social Security Highways and Byways

By Andy Landis Thinking Retirement The Social Security “main highways” are popular routes.  But a lesser-known byway might fit you better…and pay more. Social Security’s main highways are the basic benefits for Worker and Spouse.  Most people take the earliest onramp at 62, but you’ll get more per month—and possibly more total lifetime payout—by waiting…

4 Baby Boomer housing decisions

Owning a home is part of the American dream, or at least it has been.  It’s a bit up in the air for the Millennials and while that gets sorted out, the Baby Boomers are still keen to own their own home.  A US News story looked at seven housing trends for Baby Boomers which…

How being a night owl might lead to diabetes

By 8:30 at night, my mind starts to shut down.  For me, staying up late means staying up until 10 or maybe even 11.  I honestly take a nap to make it late enough to see New Year’s.  I share this trait with my long-suffering dad.  My mom, on the other hand, starts to warm…

Who can serve?

Either you have drawn up a Will or you should have drawn up a Will.  One thing you’ll need to do is choose someone to execute your Will, after all you won’t be there to do it.  It might not seem so difficult to choose one.  Many people choose one of their children for instance. …

Preparing for a smaller Social Security check

If you are retiring in 15 to 20 years, you’re probably already aware that projected Social Security shortages are expected to cut those benefits by nearly 25 percent during that same time frame.  This suggests that the U.S. government needs to get on the stick and find a solution to those projected shortages.  One of…

Women and Social Security

By Kirk Larson Social Security Western Washington Public Affairs Specialist The Social Security program treats all workers — men and women — exactly the same in terms of the benefits they can receive.  But, women may want to familiarize themselves with what the program means to them in their particular circumstances since understanding Social Security benefits may…