Welcome to AgingOptions

A holistic elder care company helping families plan for, pay for, and coordinate the long-term care of elderly loved ones.

Our services are geared towards retirees and those thinking about retirement and concerned about:

  • Losing independence & having to move to a nursing home.
  • Losing your assets to uncovered medical or long term care costs.
  • Becoming a burden on your loved ones.

AgingOptions Preferred Partners

Preferred Partner

The AgingOptions Preferred Partner Program is a localized network of professionals in the areas  of health, housing, finance and legal who are dedicated to the AgingOptions philosophy of providing an integrated approach to aging.

As a part of their training, our partners have made a commitment to providing services that recognizes the multi-disciplinary aspect of retirement planning.

What’s New

Is Your Social Security Check as Big As You Expected? Many Say “No!”

For many if not most retirees, Social Security forms the backbone of their retirement income. As savings rates decline and traditional pensions go the way of the Edsel, Social Security plays an increasingly critical role in the lives of more and more seniors. But an article we just read on the CNBC website reveals the…

The Future of Social Security – Social Security Board of Trustees Annual Report

The Social Security Board of Trustees released its annual report in June regarding the long-term financial status of the Social Security Trust Funds.  The combined asset reserves of the Old-Age and Survivors Insurance, and Disability Insurance (OASDI) Trust Funds are projected to become depleted in 2034, the same as projected last year, with 79 percent…

Main Street Banks Discover Reverse Mortgages, Says New York Times

When a financial product becomes so mainstream even the New York Times gives it a thumbs-up, it’s probably time for the skeptics to take another look. And with the growing chorus of financial experts singing the praises – albeit cautiously, in some cases – of reverse mortgages, there seem to be fewer and fewer skeptics…

Cognitive Decline is Not Inevitable! How to Maximize Your Brain Health

When we talk with our clients about healthy aging, the biggest single thing most of them worry about is cognitive decline. There is probably no other health condition that so completely robs retirees of their dream to live independently. Cognitive decline is often the chief factor that results in seniors being forced into institutional care…

Many Are Missing Out on Home Health Coverage Through Medicare

If you’re a Medicare-eligible senior who needs home health care, you may be surprised to learn that Medicare may cover the costs. But many qualified seniors never apply, while others find their benefits cut off prematurely, all because Medicare home health benefits are widely misunderstood. That’s the conclusion in this recent article on the financial…

A Surprising Problem in Senior Living Communities: Bullying

As seniors plan for retirement, one of their chief questions is, “Where will I live?” We deal with this question every day with our clients. For many healthy seniors, the perfect solution can be one of the growing number of senior living communities. These communal facilities allow seniors to avoid more traditional institutional care by…

Considering Buying a Second Home? Prepare for Some Surprises

Ever since the end of the great recession in 2010, sales of vacation homes have been on the rise. Not only is the economy improving, but it’s also because boomers are starting to retire, and they’re beginning to plan ahead. About one buyer in six say they expect to live in their vacation home full…

High Profile Estate Battle Reveals a Growing Crisis in Estate Planning

Last year the news was filled with stories of the decline and eventual death of music legend Casey Kasem. Sadly, what really attracted the attention of most of us wasn’t the story of Kasem’s influential career in pop music, but the unseemly fight over his care and his estate as the former radio star suffered…

Think Twice Before Co-Signing a Loan for your Child or Grandchild

Frequently in our office or on our call-in radio programs we get questions about co-signing for someone else’s loan. Typically the borrower is a grandchild or adult child, and the person asking the question is full of good intentions. After all, they’ll say, if I don’t co-sign, my loved one won’t get the loan. That…

If You Die in Debt, Will Your Heirs Have to Pay Up? Probably.

A recent article on the website US News answered a question we hear frequently in our client meetings, on our call-in radio programs and at our seminars: “If I die with debts, will my heirs have to pay them off?” Most of the time, if you have any assets at all, the answer is yes….