Welcome to AgingOptions

A holistic elder care company helping families plan for, pay for, and coordinate the long-term care of elderly loved ones.

Our services are geared towards retirees and those thinking about retirement and concerned about:

  • Losing independence & having to move to a nursing home.
  • Losing your assets to uncovered medical or long term care costs.
  • Becoming a burden on your loved ones.

AgingOptions Preferred Partners

Preferred Partner

The AgingOptions Preferred Partner Program is a localized network of professionals in the areas  of health, housing, finance and legal who are dedicated to the AgingOptions philosophy of providing an integrated approach to aging.

As a part of their training, our partners have made a commitment to providing services that recognizes the multi-disciplinary aspect of retirement planning.

What’s New

The 4 steps you need to take if you inherit a brokerage account

Brokerage accounts allow an individual investor to deposit funds and place investment orders through a licensed brokerage firm. Through a brokerage account, you can buy or sell stocks, bonds, mutual funds, etc. Brokerage firms must abide by strict legal guidelines governing access to account information. The result is that sometimes heirs can’t even see account…

CMS proposes changes to ‘two midnight’ rule

In recent years, the Centers for Medicare & Medicaid Services (CMS) cracked down on hospitals for services rendered in a “medically-unnecessary setting,” that is the hospitals were choosing to admit patients as inpatients rather than under observation. CMS responded by penalizing hospitals who admitted patients who should have been under observation first. Hospitals reacted by…

Preparing for the disappearing Social Security advantage

The Social Security advantage for married women is shrinking. Much of the focus of Social Security and retirement experts concentrates on describing ways to maximize Social Security benefits. The majority of those options realize benefits for a spouse, usually a woman, who didn’t work much if at all, outside the home and therefore saw little…

Is a reverse mortgage the right tool for you?

If you are over 62, you know you are eligible for a reverse mortgage because you can’t turn around without someone telling you that you are. There’s nothing wrong with reverse mortgages as long as you realize they are a tool. Just as a screwdriver isn’t the tool you need when you need to hammer…

Unitrusts: Balancing the interests of the current beneficiary with those of the remainder beneficiary

When you pass away and leave your spouse with your estate, your assumption might be that your spouse will leave your estate to your children upon his or her passing. But, what if your spouse is from a second marriage? One way to deal with a situation in which you leave behind more than one…

Q & A with SSA

By Kirk Larson Social Security Western Washington Public Affairs Specialist Question: My wife didn’t work enough to earn 40 credits to qualify for Social Security retirement benefits. Can she qualify on my record? Answer: Even if your spouse has never worked under Social Security, she can, at full retirement age, receive a benefit equal to…

Protect your life and your finances with a sense of purpose

Joseph Taylor earned a Nobel Prize in physics in 1993 for detecting a new kind of pulsar using radio waves. Taylor, who is now 74, retired 10 years ago and he’s still playing around with radio waves but now he’s bouncing them off the moon in a technique known as moon bouncing. When he’s not…

The financial cost of having mom or dad move in

Thinking about moving Mom or Dad in with you? Often the consideration to do so hinges on Mom or Dad’s poor health or your need for a built in baby sitter for your own children. You may have already considered whether you have enough bathrooms or whether or not you can stand to be in…

Understanding palliative and hospice care

Palliative and hospice care share many similarities. Both offer patients a change or supplement to traditional care options by attempting to combine counseling, symptom management and even equipment needs under one umbrella.  Both approaches are directed at patients suffering from chronic conditions such as cancer or heart disease.  Both attempt to provide patients with a…

Slow the creep of mental decline with meditation

Aging brains begin to exhibit decline by the time we are in our mid-to-late 20s. Yep. That’s right. Scientists begin seeing a decrease in the volume and weight of a brain and the brain begins to lose some of its functional abilities when we still think we are on top of the world and have…