Welcome to AgingOptions

A holistic elder care company helping families plan for, pay for, and coordinate the long-term care of elderly loved ones.

Our services are geared towards retirees and those thinking about retirement and concerned about:

  • Losing independence & having to move to a nursing home.
  • Losing your assets to uncovered medical or long term care costs.
  • Becoming a burden on your loved ones.

Your roadmap to navigating retirement and elder care planning


Traditional estate planning won’t get you there

How to best protect your assets?

What are the options?


Different pathways for crisis versus prevention

What’s New

Radio Stories 01/21/2012

HEALTH

How stress affects caregivers?

 Family caregivers are at added risk for emotional and physical health problems, including increased mortality, coronary heart disease and stroke.

 http://www.apa.org/news/press/releases/stress/2011/health-risk.pdf

Nicotine patch may help memory?

http://vitals.msnbc.msn.com/_news/2012/01/09/10076447-nicotine-patch-may-help-improve-memory-study-finds

Walking clubs offer a free opportunity to stay in shape

http://seniorjournal.com/NEWS/Fitness/2012/20120117-WalkingClubs.htm

Start a walking club of your own. 

 http://www.mywalkingclub.org/registration/

Nutrition as a way to keep your brain healthy longer.

  http://seniorjournal.com/NEWS/Nutrition-Vitamins/2012/20120104-AgingBrainsMayStaySharp.htm

Find your diet e-buddy

 http://www.everydayhealth.com/forums/need-a-diet-buddy

 

HOUSING

Moving overseas to make your money last? 

 http://news.yahoo.com/first-person-stretching-retirement-budget-moving-overseas-170100788.html

 

FINANCE

What does the 2010 census tell us about income and insurance issues ?

http://www.aarp.org/content/dam/aarp/research/public_policy_institute/econ_sec/2011/fs232v2.pdf

Top 10 financial scams to watch out :

http://www.ncoa.org/enhance-economic-security/economic-security-Initiative/top-10-scams-targeting.html

 

LEGAL

Top 10 elder law cases according to Elder Law Answers:

 http://attorney.elderlawanswers.com/home/news/id/9657

Holographic Will that is not recognized in Illinois finds validity in Indiana:

 http://www.in.gov/judiciary/opinions/pdf/01041201ehf.pdf

Buried treasure found in vacant lot ruled belonging to the State Medicaid agency:

http://www.eagletribune.com/latestnews/x1477832664/Judge-State-gets-178K-found-in-safe

Radio Stories January 14, 2012

HEALTH

Technology and Health:

Counting calories – it just got easier.  Gadgets that you may want to consider.  http://www.nytimes.com/2012/01/05/technology/personaltech/devices-to-keep-track-of-calories-lost-or-gained.html?

Are wrinkles sign of  healthy aging ?

Is there anything more worrisome than keeping wrinkles at bay as we age?  Not a surprise.  Read to see if these are the same issues you have.  And if you do – are you of the opinion that there is nothing you can do or have you done something about it?  http://www.msnbc.msn.com/id/24279474/ns/health-aging/

Does memory loss means diagnose of Alzheimers ?

Silent strokes lead to memory loss.  Are you having memory loss?  Is this something you can discuss with your doctor?   http://seniorjournal.com/NEWS/Alzheimers/2012/20120103-NewClues.htm

Eight ways to prevent falls:

How to avoid falls in wintery conditions.  Eight simple ways to prevent falls.   http://www.medicalnewstoday.com/articles/239907.php

How to avoid brain shrinkage ?

Nutrients may help prevent brain shrinkage.  Simple things that you can do something about.   http://www.medicalnewstoday.com/articles/239762.php

 

HOUSING

Non-Profit  vs  For-Profit Nursing Homes:

Are non profit nursing homes better than for profit ones? If you need to go to a rehab center or a nursing home, should you look for a non-profit nursing home?  You can get a list of all nursing homes at www.agingoptions.com.   http://newoldage.blogs.nytimes.com/2012/01/04/happier-staffers-at-nonprofit-nursing-homes/?ref=health

 

Future of Adult Day Health in WAshington:

Adult Day Health brought back from the brink of death in CA – what will the fate be in our state?  We are going through this issue in our state.  Will you act to save our day health services?  You’re your senator or representative or the Governor.  http://www.kaiserhealthnews.org/Stories/2012/January/04/California-Adult-Day-Care.aspx

 

FINANCE

Presidential Candidate Rick Santorum advocates for Social Security Cuts:

Social Security should be cut for all – and now: Santorum.  Scary – specially if you are looking forward to retiring!    http://news.yahoo.com/santorum-trim-social-security-now-even-painful-210617928.html

LEGAL

Strong corelation between marriage and wills:

Will and Marriage found to be products of undue influence and set aside.  Second marriage traps that you can do something to avoid.  What an amazing story.  http://www.tsc.state.tn.us/sites/default/files/smallmanropn.pdf  http://www.tsc.state.tn.us/sites/default/files/smallmanmdis.pdf (dissenting opinion)

News from the Center of Medicare Advocacy

The Center for Medicare Advocacy announced new Medicare Part D Pharmacy notice rule in effect. See it here

Also, a reminder that Medicare Covers Obesity Prevention with No Cost-Sharing. Read about it here

2012 Changes to Your Retirement Plan

As described in this article on Yahoo News, “Even though lawmakers may shy away from passing major laws in an election year, 2012 will bring changes to 401(k)s and other retirement plans.” Check out new products, strategies and trends that will affect your retirement this year.

What other changes do you see coming in 2012?

Weekly Round-up Health Related Topics

Dr. Fred Goldman sits in his office in Cincinnati. Goldman, who turned 100 years old on Dec. 12, has been a practicing physician for 76 years.

Last week we highlighted a 91 YO Yoga teacher (look down the list of blog posts); this week meet a 100 year old physician still going strong.

Hospital to Home:  what you need to know: 
“Nearly one in five Medicare patients discharged from the hospital is readmitted within 30 days due to an injury resulting from medical management – not the underlying disease”
Hospital to Home brochure

Hospital readmissions – no one likes them, so why do they happen? Read the article “Some Hospitals Turn To Post-Discharge Clinics To Help Hold Down Readmissions“ to see what hospitals are doing about it.

Diuretics for those with hypertension helps increase lifespans. Read about it on Senior Journal.

Can You Receive Care at Home Under Medicare?

 Medicare is looking into treatment alternatives that could allow you to receive care at home. Read the story on Senior Journal and let us know, would you prefer to be treated at home?

 

Multi-generational Housing is on the Rise

PDF by Generations United Think joint families only exist in the third world?  Well, with 51.4 million Americans of all ages – or about one in six – living in multigenerational living arrangement, we have our own version of joint families.  What motivates this lifestyle – read this PDF by Generations United….

Have you noticed a trend in multigenerational living (or are currently living it)? Please comment below, we would like to hear your story.

Weekly Round-up Finance Topics

Reverse mortgages on the increase.  Should you consider one? Read this informative article about the in’s and out’s of Reverse mortgages.

Medicare ImageDid you think the enrollment period was over?  NOT REALLY. You can switch to a 5-Star plan anytime in the year
Medicare dates beyond open the enrollment  period.

Survey finds that 1 in 5 Americans reeling under medical debt. See who’s at risk and why.

Approaching Your Aging Parents 101

What can you give an aging parent who has everything this Holiday Season? Try the gift of paying attention”. At no cost to you, this simple and invaluable gift can bring much peace and joy to entire families. As your parents age it is inevitable that we’ll see changes in their health, their ability to care for themselves, and their cognition. For those of who see our parents infrequently, the holidays are an excellent time to pay attention and look for some of the changes that I, as a Geriatric Care Manager, often see in the aging population.  Here are some light-hearted, but practical perspectives to adopt that I often find myself “coaching” children of aging parents on:

How much can I earn and not lose my social security disability benefits?

Will you lose your Social Security benefits if you work and earn money? That depends on how much money you earn.

Special rules make it possible for people receiving Social Security disability benefits to work and still receive monthly payments. See their explanation on Social Security Online.

We would love to here first hand examples. Do you work and receive Social Security?